AA Fixed Rate Bonds

With AA fixed rate bonds you can be sure of the returns you'll get, because the rate you get will be unaffected by fluctuations in interest rates. See below to compare fixed rates from a range of other leading providers:

Latest Fixed Rate Bond Deals
ProviderAccountInterest Rate (AER)TermApply
2.96%4 YearsApply Now >
Earn 2.96% gross/AER fixed for 5 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available. Annual or monthly interest.
2.50%3 YearsApply Now >
Earn 2.50% gross/AER fixed for 3 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available
1.75%3 YearsApply Now >
Interest paid annually at 1.75% (gross), quarterly at 1.74% (gross), or monthly at 1.74% (gross). Minimum Deposit £10,000.
1.60%3 yearsApply Now >
3 year fixed rate savings account paying 1.60% gross/AER.
1.30%2 yearsApply Now >
2 year fixed rate savings account paying 1.30% gross/AER.
1.95%1 YearApply Now >
Earn 1.95% AER fixed for 1 year. No withdrawals during the term. Minimum deposit £25,000.
1.00%1 yearApply Now >
1 year fixed rate savings account paying 1.00% gross/AER.
1%18 MonthsApply Now >
18 Month Fixed Rate - 1% AER. Open to new and existing customers. Click to learn more.
0.75%9 MonthsApply Now >
9 Month Fixed Rate - 0.75% AER. Open to new and existing customers.
Short Term Fixed Rate Bonds (0-2 years)
ProviderAccountInterest Rate (AER)TermApply
1.95%1 YearApply Now >
  • Manage your account online or by telephone
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Minimum opening balance of £25,000
  • No early withdrawals
1.30%2 yearsApply Now >
  • Earn 1.30% gross/AER fixed for 2 years
  • Deposits are 100% guaranteed by Santander UK plc
  • Interest can be paid gross - subject to eligibility
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • No withdrawals allowed during the term
  • Minimum deposit of £50,000
1.00%1 yearApply Now >
  • Earn 1.00% gross/AER fixed for 1 year
  • Deposits are 100% guaranteed by Santander UK plc
  • Interest can be paid gross - subject to eligibility
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • No withdrawals allowed during the term
  • Minimum deposit of £50,000
1%18 MonthsApply Now >
  • Open to new and existing customers
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • No withdrawals or additional deposits allowed
  • £5,000 minimum deposit
0.75%9 MonthsApply Now >
  • Open to new and existing customers
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • No withdrawals or additional deposits allowed
  • £5,000 minimum deposit

Some of the things you can expect with AA fixed rate bonds include:

  • Monthly or annual income
  • Save from £1 to £5million
  • A choice of terms to suit your needs

Not sure if AA fixed rate bonds are right for you? See rates and other features available from a choice of other deals to make sure you find the best place for your savings.

Alternatives to Fixed Rate Bonds
ProviderPlanDeposit TakerPotential ReturnTermMore Info
Kick Out DepositInvestec Bank plc5.5%
per annum
Up to
6 years
More Info >
  • 5.5% for each year if the FTSE 100 finishes higher than its starting value
  • Opportunity to mature early at year 3, 4 or 5
  • Capital protected
  • Short/medium term alternative to fixed rates
  • Also available for Cash NISAs & NISA transfers
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Limited offer - deadlines apply. May close early if oversubscribed
  • Plan designed to be held for full term
  • Arrangement fee applies
  • Returns not guaranteed. You may only receive a return of your original capital 
Deposit Kick OutLloyds Bank plc7.5%
per annum
Up to 6 yearsMore Info >
  • 7.5% for each year provided x5 shares finish at least as high as their starting value  
  • Opportunity to mature early at year 2, 3, 4 or 5
  • Capital protected
  • Medium/long term alternative to fixed rates
  • Also available for Cash ISA & Cash ISA transfers
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Limited offer - deadlines apply. May close early if oversubscribed
  • Plan designed to be held for full term
  • Arrangement fee applies
  • Potential returns based on the performance of 5 shares
  • Returns not guaranteed. You may only receive a return of your original capital
Target Income Deposit PlanInvestec Bank plc4.65%
per annum
6 yearsMore Info >
  • Potential annual income of 4.65%
  • Income paid if the FTSE 100 finishes above 90% of its starting value
  • Missed payments added to future payment next time anniversary level above 90%
  • Capital protected
  • Medium/long term alternative to fixed rates
  • Also available for Cash NISA & NISA transfers
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Limited offer - deadlines apply. May close early if oversubscribed
  • Plan designed to be held for full term
  • Arrangement fee applies
  • Returns not guaranteed. You may only receive a return of your original capital

These are structured deposit plans and are capital protected. There is a risk that the company backing the plans or any company associated with the plans may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) , depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plans are not held for the full term.

If you are at all unsure of the suitability of these types of investments, both in respect of their objectives and risk profiles, you should seek independent financial advice.