Abbey Fixed Rate Bond

Compare Abbey Fixed Bonds With The Market

Provider

Account

Type

Minimum

Deposit

Interest

Rate
 
£5,000

1.80%

per annum

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Earn 1.80% fixed interest - 1 year term - Save from £5,000 to £500,000 - No additional deposits or withdrawals permitted -FSCS Protected
£500

1.70%

Gross AER

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Earn 1.70% fixed interest. 1 year term. Interest can be paid monthly or annually. Open an account singly or jointly. Minimum deposit £500. No withdrawals permitted. FSCS Protected
£1,000

Over

1.20%

Gross AER

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Managed Savings Service. Save time and hassle. 1 year term. Savers open one account with Octopus cash who then spread the money across some of the best challenger bank rates around. At the end of the term savers can either withdraw money or allow Octopus Cash to automatically switch accounts to the best rates on offer. FSCS Protected
£5,000

2.05%

per annum

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Earn 2.05% fixed interest - 2 year term - Minimum deposit £5,000 - No withdrawals permitted. FSCS Protected
£500

2.00%

per annum

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Earn 2.00% fixed interest. 2 year term. Interest can be paid monthly or annually. Minimum deposit £500, Maximum deposit £250,000. No withdrawals permitted. FSCS Protected
£500

1.85%

Gross AER

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Earn 1.85% fixed interest. 2 year term. Interest can be paid monthly or annually. Open an account singly or jointly. Minimum deposit £500. No withdrawals permitted. FSCS Protected
£5,000

2.25%

per annum

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Earn 2.25% fixed interest - 3 year term - Minimum deposit £5,000 - No withdrawals permitted. FSCS Protected
£1,000

2.16%

per annum

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Earn 2.16% AER fixed interest. 3 year term. Interest can be paid monthly, quarterly or at maturity. Minimum deposit £1,000, Maximum deposit £200,000. No withdrawals permitted. FSCS Protected
£500

2.23%

per annum

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Earn 2.23% fixed interest. 4 year term. Interest can be paid monthly or at maturity. Minimum deposit £500, Maximum deposit £250,000. No withdrawals permitted. FSCS Protected
£1,000

2.37%

expected rate

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Earn 2.37% expected profit rate. 5 year term. Interest paid annually. Open an account singly or jointly. Minimum deposit £1,000. No withdrawals permitted. Shariah compliant savings account. FSCS Protected
£500

2.30%

per annum

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Earn 2.30 fixed interest. 5 year term. Interest can be paid monthly or annually. Minimum deposit £500, Maximum deposit £250,000. No withdrawals permitted. FSCS Protected
£5,000

1.70%

per annum

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Earn 1.70% gross/AER fixed for 2 years. Save from £5,000. No withdrawals during the term. FSCS Protected
Cash ISA Selection
ProviderPlan NameDeposit TakerISA OptionTermMaximum Potential ReturnMore Info
Kick Out Deposit PlanInvestec Bank plcyesUp to
6 years

4%

per annum

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Capital protected deposit plan with the potential to mature after years 3, 4, 5 and 6. If the plan matures early it will return 4% times the number of years the plan has been in force. Also available for Cash ISA and ISA transfer.
Important Information: Structured deposits offer you the potential to earn higher returns than you would with a regular savings account. Your returns are based on the performance of an index or commodity. If the investment does not perform well you may receive no income or capital growth, but you can be confident that your capital will be repaid. You have no access to your deposit during the term of the account, typically 3 to 6 years but your original capital will be repaid in full at the end of the term. In the event that the deposit taker is unable to repay your initial investment and any returns stated you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) depending on your individual circumstances.

Compare Abbey Fixed Rate Bonds

Keep your money safe with an Abbey fixed rate bond. Choose between a 1,2 or 3 year term for your Abbey fixed rate bond and watch your money grow.

From January 2010 Abbey fixed rate bonds have been re-branded as Santander fixed rate bonds.

If you have a lump sum to invest a Santander fixed rate bond could be perfect, benefits include:

  • Guaranteed returns
  • A competitive interest rate that remains the same
  • A choice of interest options

You can apply online for a number of leading fixed rate bonds in the table below - Click on the links to learn more:

Fixed rate bonds

Although fixed rate bonds vary between plans they normally share a few common features such as;


  • The interest rate you are offered will stay consistent no matter what happens to the market in general over the course of your bond. This means you may be locked into an uncompetitive rate should rates start to rise while your money is locked away in a fixed rate bond, but at the same time could secure you a better deal if they fall over the same period.
  • You cannot make any withdrawals or additional deposits once you have set up the account
  • You cannot close the account early without incurring some form of forfeit.
  • Many bond providers will convert your bond into an instant access savings account when the term ends unless you otherwise tell them what you wish to be done with it.
  • Tend to offer higher interest rates than their instant access alternative

 Since any type of fixed term bond involves you locking your money away for a certain period it’s important to make sure you are getting the best plan before you do so. Using the above tables you can compare some of your different options.


Alternatives


An alternative to a fixed rate bond is a tracker bond; this type of bond usually offers you an interest rate that is reflective of the base rate of interest set by the Bank of England. This means that if the base rates increases so too will the amount you earn in interest, however if it decreases so too will the rate you are offered on your bond.


If you would like to have your savings more readily available to withdraw then an instant access savings account might be a better option for you.


As well as fixed term bonds there are a number of alternative saving options which you should consider such as structured deposit plans - a selection of plans are available on this site. With this type of plan you lock your money away again. But your return is tied to the performance of a market such as the FTSE 100. These plans sometimes offer better returns but they are not guaranteed. When the term comes to end you may only recieve your original deposit back