Abbey Home Insurance

Is Abbey Home Insurance Right For You?

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Rebuild Cost£50,000

40% no claim discount if you have been claim free for five years or more

Smaller discounts apply if you have been claim free for between one and four years. Discount doesn’t apply to home emergency or legal cover options. Minimum premiums apply.

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£1 million£100,000

Over 50s Home Cover - Buildings and contents insurance from £141 a year – 51% of customers who paid annually and took out a new policy between May and July 2015 paid this or even less

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£1,000,000£150,000

Great value 'Defaqto' 5 Star rated cover. £1 million cover if you need to rebuild your home, choose up to £150,000 for your contents cover, 24-hour UK emergency helpline, 12-month guarantee on repairs

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Unlimited£100,000

Up to 20% Online Introductory discount for new customers.

(See terms and conditions)

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UnlimitedUnlimited*

Get a quote today and you could save 15% when you buy online. (Discount includes introductory and web discount, first year premium only. Minimum Premiums apply)

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VariesVaries

Get quotes from over 65 home insurance brands in minutes, 25% of customers save up to £127.23, compare up to 30 policy features at once

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*There is no total sum insured, but other limits apply including single article and total valuables limits.

** Up to 50% offer includes introductory 25% discount applied to annual home insurance premium and not to additional extras. £30 gift card applies when purchasing new combined cover.

***99% of people who had a buildings and contents quote during May 2012 received a discount of at least 15%.

♦ Not available to customers renewing their existing cover

 ****Discount applies when you buy buildings and contents together. 30% combined and 20% online discount deducted consecutively. Excludes optional covers. Minimum premiums apply. New customers only.

Abbey Home Insurance

Abbey has now rebranded as Santander. They offer some great deals and a range of benefits as well as separate buildings or contents cover policies or a joint policy. There are also a number of add-ons available so you can choose the kind of cover you really need from this flexible policy.

 

Features

  • Unlimited buildings cover for loss or damage to a property caused by certain events such as fire, storm or flood
  • Contents cover for loss or damage to your belongings in the home caused by certain events such as theft or fire
  • Combined buildings and contents cover
  • Unlimited buildings sum insured, as standard
  • Unlimited contents cover, or a £25,000 option for properties with 3 bedrooms or less
  • Accidental damage is included as standard with contents insurance for damage to televisions and DVD players, and with buildings insurance for damage to fixed glass and sanitary ware.
  • No interest charged if you pay your premiums monthly by Direct Debit.

 

Optional extras for your home insurance

For an additional cost, you could take advantage of:

 

  • Personal belongings cover - This provides a wider level of cover for your personal belongings, pedal cycles, money and credit cards for losses or damage in and away from the home, anywhere in the world.
  • Extra accidental damage cover -This provides additional cover for accidents around the home such as wine spilt on a carpet or sofa if you have contents cover or, if you have buildings cover, putting your foot through a ceiling when carrying out DIY.
  • Legal services cover - This could provide a lawyer and up to £50,000 in legal costs to pursue or defend disputes in court.
  • Home emergency cover - This provides up to £1,000 per claim to cover parts, labour and VAT. If there's an emergency in your home that's covered by the policy, an approved tradesperson could take care of the repairs.

 

Choosing Home Insurance

When you’re choosing your home insurance, there are many things to consider. We’ve narrowed down some of the key elements of home insurance which you should be looking for.

 

  • Is your property specialist? – If you own a listed building or if your property has an unusual feature such as a thatched roof, you may need specialist cover
  • Do you need buildings and content cover? – It’s generally advised that you take out both but it does depend on your individual circumstances
  • Make sure the policy provides enough cover for you – All policies have their limits and it’s wise to make sure that your home is covered for the rebuild value rather than the market value. Cost your contents to make sure the policy will be enough to cover it all, most people vastly underestimate how much their home contents are worth
  • What excess are you able to pay? – Many home insurance policies come with excess charges, both voluntary and compulsory, so make sure your chosen provider’s excess policy works for you