Investment Focus

Investment Focus: Legal & General Inflation Protected Deposit Plan

Oliver Roylance-Smith / 15 November 2011

The current rate of inflation is well above the Bank of England’s target of 2% and is a major cause of concern for savers across the UK. We take a look at a recent new entrant to the market wh... Read more

Investment Focus: Meteor Income Deposit Plan

Oliver Roylance-Smith / 15 November 2011

The current economic environment is one of the most challenging ever seen and those that are feeling it most are savers and investors seeking an income from their capital. We take a look at one part... Read more

Investment Focus: Gilliat Deposit Kick Out Plan

Oliver Roylance-Smith / 15 November 2011

Finding a product that offers an attractive solution in the current economic climate is certainly a challenge. However, despite some of the most challenging conditions ever seen, we take a look at o... Read more

ISA Guide

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Looking for tax-efficient savings but not sure where to start or how much you can save? Our short guide to ISAs helps you make the most of your ISA. 
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Latest investment commentary

What lies in store in 2012

Oliver Roylance-Smith / 10 January 2012

2011 has certainly been a year of strong themes which have dramatically shaped the market as well as the opportunities available for savers and investors. We take a look at what these have been and ... Read more

A review of the FTSE in 2011 and what we can learn

Oliver Roylance-Smith / 10 January 2012

The FTSE is one of the most important indicators of investment performance and acts as a key benchmark for many investors in the UK. For this reason we take a look back at 2011 and review what happe... Read more

Our Top 10 most popular plans in 2011

Oliver Roylance-Smith / 09 January 2012

With 2012 well underway, there is already a competitive range of plans available across a wide number of plan types, whether you are looking for traditional savings routes, investments with the pote... Read more

Latest investment news

Top 10 reasons to consider Kick Out plans

Oliver Roylance-Smith / 07 February 2012

With the interest in Kick Out plans continuing to rise and the current market offering some of the highest rates ever from this type of investment, we give you 10 reasons which help to explain why K... Read more

Kick Out plans laid bare

Oliver Roylance-Smith / 07 February 2012

Kick Out plans were the real story of 2011, with a huge surge of interest that continues to keep pace. With such a wide variety of products available in the market, we take an in-depth look under th... Read more

What lies in store in 2012

Oliver Roylance-Smith / 10 January 2012

2011 has certainly been a year of strong themes which have dramatically shaped the market as well as the opportunities available for savers and investors. We take a look at what these have been and ... Read more

Check out the latest Santander ISA rates...

Abbey ISA rates (now Santander ISAs) are some of the most competitive on the market. From January 2010 Abbey ISA rates have been re-branded as Santander ISA rates.

Abbey ISAs like all ISAs offer a tax efficient way of saving and investing money - any interest earned is exempt from income and capital gains tax. Find out more about the latest Abbey ISA rates (now called Santander) in the table below:

Instant Access Cash ISAs
ProviderAccountInterest Rate (AER)TermApply
3.10%Instant AccessApply Now >
Introductory fixed rate of 3.10% AER tax-free until 31 January 2013 for balances over £1,000. Reverts to variable rate currently 1.00% AER tax-free.
3.00%Instant AccessApply Now >
3.00% AER (2.96% gross p.a) tax free guaranteed for 12 months. Open with £1. No restrictions on withdrawals.
2.60%Instant AccessApply Now >
2.60% gross/AER variable tax-free. Instant access.
2.50%Instant AccessApply Now >
2.50% AER/tax-free. Transfers accepted. No restrictions on withdrawals or additional deposits.
2.50%Instant AccessApply Now >
Instant access cash ISA open to new and existing customers. Transfers accepted. £10 minimum deposit.
2.00%Instant AccessApply Now >
Earn 2.50% on balances of £30,000 or more, 2.25% on £10,000-£29,999, or 2.00% on balances up to £9,999 (AER) Open to Natwest current account holders only.
0.55%Instant AccessApply Now >
Earn from 0.55% (balances up to £8,999); 0.75% (£9,000-£14,999); 0.95% (£15,000-£21,999); 1.75% (£22,000-£26,999); 1.90% (£27,000-£49,999); 2.00% (£50,000 or more) ISA transfers are eligible for additional bonus interest payments. Open to RBS current account holders only.
0.50%Instant AccessApply Now >
Minimum deposit just £1. Rates from 0.50% - 2.00% AER. Open to Natwest current account holders only.
Fixed Rate Cash ISAs
ProviderAccountInterest Rate (AER)TermApply
4.20%5 YearsApply Now >
Cash ISA with a fixed rate of 4.20% AER for 5 years. £500 minimum balance. No withdrawals or additional deposits.
4.10%4 YearsApply Now >
Cash ISA with a fixed rate of 4.10% AER for 4 years. £500 minimum balance. No withdrawals or additional deposits.
up to
4.20%		3 YearsApply Now >
Earn 4.20% Gross/AER when you transfer in or 3.80% Gross/AER standard rate. £1,000 minimum deposit. Transfers allowed from other cash ISAs.
up to
4.20%		3 YearsApply Now >
Earn 4.20% Gross/AER when you transfer in, or 3.80% Gross/AER standard rate. £1,000 minimum deposit. Transfers allowed from other cash ISAs.
up to
3.90%		2 YearsApply Now >
Earn 3.90% Gross/AER when you transfer in or 3.50 standard rate. £1,000 minimum deposit. Transfers allowed.
up to
3.90%		2 YearsApply Now >
Earn 3.90% Gross/AER when you transfer in or 3.50% Gross/AER standard rate. £1,000 minimum deposit. Transfers allowed.
3.50%2 YearsApply Now >
Cash ISA with a fixed rate of 3.20% AER for 2 years. £500 minimum balance. No withdrawals or additional deposits.
up to
3.35%		1 YearApply Now >
Earn 3.35% when you transfer in, or 2.60% Gross/AER standard rate. Minimum deposit £1,000. Transfer in from other Cash ISAs.
up to
3.35%		1 YearApply Now >
Earn 3.35% Gross/AER when you transfer in, or 2.60% Gross/AER standard rate. Minimum deposit £1,000. Transfer in from other cash ISAs.
2.25%1 YearApply Now >
Cash ISA with a fixed rate of 2.25% AER for 1 year. £500 minimum balance. No withdrawals or deposits.
Like ISAs from other providers, Abbey ISA rates vary a great deal, in the benefits and restrictions which the account will be subject to. What interest rates you can get depends on a number of factors, such as:
  • How much you want to pay in – depending on which account you go for, the more you pay in can determine the interest rate
  • Over what period of time you wish to tie up your cash – the longer you leave it, the higher interest rate you will usually be entitled to
  • Whether you want access to your money – if you do, you will not be able to replace it if you have already reached your ISA allowance

Click on the links in the tables to learn more about Abbey ISA rates from Santander.

 Important Risk Information:

This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested.

Investments in Stocks & Shares ISAs do not contain the same degree of capital security as investments in deposits. Stocks and shares ISAs are designed as medium to long term investments of, for example, five years or more. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.

Different types of investment carry different levels of risk and may not be suitable for all investors. Please ensure that you read the Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.

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