Abbey Loan

Compare Loan Deals

ProviderLoan AmountCredit HistoryRates FromTerm 
£2,500 to £15,000Good Credit Only3.2%

APR
Representative

(£7,500-£15,000)

2 years to 5 yearsGet Quotes >
  • 10 minute online quote, instant decision
  • Money can be with you within 48 hours
  • No arrangement, over payment or early repayment fees
  • Must be aged 21 or over
  • UK Resident with a UK bank account

Representative Example:  The Representative APR is 3.2%, so if you borrow £7,500 over 3 years at a rate of 3.03% p.a. (fixed) plus an arrangement fee of £30, you will repay £218.94 for 36 months and £7,881.84 in total.

£1,000 to £25,000All Credit Histories Considered14.9%

APR
Representative

1 to 5 YearsGet Quotes >

Representative example: The Representative APR is 14.9% (variable).The Representative APR is If you borrow £90,000 over 4 years at a representative 14.9% APR and an annual interest rate of 14.9% (fixed) you would pay £245.80 per month. Total charge for credit will be £2,798.51. Total amount repayable is £11,789.51.

£1,000 to £5,000Fair & Poor Credit59.9%

APR
Representative

1 to 3 YearsGet Quotes >
  • Know if you'll be accepted before you apply
  • Applying won't affect your credit score
  • No fees charged
  • Borrow more later, if you're eligible
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 59.9% (fixed). If you borrow £2,000 over 2 years at a rate of 59.9 p.a (fixed), you will repay £131.05 per month & £3,145.20 in total.

£1,000 to £20,000All Credit Histories Considered99.90%

APR
Representative

1 to 2 YearsGet Quotes >
  • Interest Rates from 35.9% - 99.9%, depending on the information you provide in your application
  • Fixed monthly repayments
  • Instant Online Decision
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 99.9% (fixed) - Based on an assumed loan amount of £1,500 over 24 months at an interest rate of 71.3% p.a. (fixed) you would pay £118.88 a month and £2,853.12 in total.

Abbey loans are not available because Abbey are now part of Santander. However Santander loans offer:


 Santander Personal Loan features

  • Borrow from £1,000 to £20,000
  • Repayment periods of 1 to 5 years
  • No arrangement or set up fee

To be eligible for Santander loans you must

  • Be at least 21 years old
  • Permanently live in the UK
  • Have a regular income of at least £6,000 a year
  • Not have been declared bankrupt, had a CCJ or IVA in the last 6 years
  • Not be intending to use the loan for the purchase of property or land, payment of utility bills, payment of tax demands, gambling or to fund any illegal activity.

You can also use the Santander Loan Calculator to give you a rough idea of how much a Santander Personal Loan will cost you, you just need to enter how much you need to borrow and how long you want the repayment term do be. However it is important to note that the APR you are given should you apply for a loan may differ from the one a loan calculator uses. This is because most lenders will tailor your personal annual percentage rate based on an assessment of your financial circumstances such as; your credit score, how much you earn and if you already have any credit commitments


Loans can be big commitments, taking years to full pay off. Because of this it’s important to try and get the best deal you can, you can use the comparison table above to compare loans from various different lenders to assess what some of your options may be, and you may also want to consider what kind of loan might be the most suitable for your needs.


Other options


Before you commit to a loan you may wish to first consider alternatives to borrowing, If you have any savings it might be beneficial to use these instead, it may be that the interest you pay on a loan will be higher than any interest you earn in your savings.


There are other types of borrowing such as authorised overdrafts and credit cards you might wish to consider.


It is also important to consider if you are thinking of taking out a loan to consolidate debt that spreading your payments over a longer term means you may ultimately be paying more overall than with your existing arrangements, even if the interest rate on this new loan is less than the rates you have at the moment.

An Abbey Loan (Abbey are now part of Santander UK) could help you get back in control of your finances and makes rolling outstanding credit into just one manageable monthly payment quick and easy. Whatever you want the cash for, shopping around to get the best deal is a good idea; you can use the comparison tables below to look at some of the different loans that may be available to you.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.