Abbey National ISAs
Abbey National ISAs
There are two types of Abbey National ISAs; Cash ISAs and Stocks and Shares ISAs; both offer tax efficient investment returns.
With Abbey National cash ISAs you:
- Can start your ISA account for as little as £1 and save up to £3,600 per tax year
- Can manage your money by phone, post, internet, at cash machines or at any Abbey National branch
- Will receive your interest on March 1 each year
- Receive statements every 3 months
- Can put money in or take it out whenever you want, up to the overall investment limit of £3,600 per tax year (your total tax free allowance is £7,200, but you may only save a maximum of £3,600 in cash, the remainder or the entire amount may be invested into a Stocks and Shares ISA).
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Investment ISAs are designed as medium to long term investments, for example at least five years.
The value of your investment and the level of any income received from it can fall as well as rise and is not guaranteed and you may not get back the amount of your original investment.
The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.
If you choose an index-tracking trust which invests overseas, exchange rate variations may cause the value of your investment to increase or decrease.
If you unsure what Investment ISA plan is right for you speak to an independent investment adviser.