Adverse credit cards are also known as bad-credit credit cards, and are designed for those who have an adverse credit history. They generally include higher rates of interest and fewer features than other cards, with either secured or unsecured versions available. A secured adverse credit card requires a cash deposit, the amount of which will help determine your credit limit.
Appropriate and sensible use of an adverse credit card can be a useful part of rebuilding a good credit history. Adverse credit cards are now offered from a number of providers, and any potential users are advised to shop around until they find a deal that suits them and their circumstances.
Disclaimer All credit card APRs, features, charges, benefits and other information listed by Fair Investment Company Ltd represent the most recent information available at the time of writing. Every effort is made to keep the site accurate, however we cannot guarantee that a credit card issuer has not increased or decreased one or more of the APRs or fees/charges associated with a particular card or changed its features, obligations or benefits. Please be sure to read the credit card agreement fully and carefully before making any agreement.