Adverse Credit Cards

Compare adverse credit cards and help rebuild your credit rating...


Adverse credit cards - also known as bad-credit credit cards - are designed for those who have an adverse credit history and therefore do not have access to the more competitive deals. They generally include higher rates of interest and fewer features than other cards. You can compare the latest adverse credit cards using our online service.


Appropriate and sensible use of an adverse credit card can be a useful part of rebuilding a good credit history. Adverse credit cards are now offered by a number of providers, so you can shop around to find the best deals available.


To make sure you don't pay more interest than necessary on your adverse credit card, see the latest top rates in the table below:

Bad Credit
ProviderRepresentative APR (Variable)PurchasesBalance TransferApply



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Aqua Classic Credit Card 

Representative 35.9% APR variable. Based on assumed borrowing of £1200.

  • Aqua accept people with CCJs and with a low income
  • No annual fee
  • Flexible payment dates
  • Annual credit limit between £100 - £1200

Fair Investment Company is independent and provides a selection of some of the leading credit card deals available. Our service does not compare or contrast all of the credit card deals currently available in the market.


* See Credit Card Provider Terms & Conditions