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Adverse Credit Cards

Compare adverse credit cards and help rebuild your credit rating...


Adverse credit cards - also known as bad-credit credit cards - are designed for those who have an adverse credit history and therefore do not have access to the more competitive deals. They generally include higher rates of interest and fewer features than other cards. You can compare the latest adverse credit cards using our online service.


Appropriate and sensible use of an adverse credit card can be a useful part of rebuilding a good credit history. Adverse credit cards are now offered by a number of providers, so you can shop around to find the best deals available.


To make sure you don't pay more interest than necessary on your adverse credit card, see the latest top rates in the table below:

Bad Credit
ProviderMinimum Credit LimitMaximum Credit LimitRepresentative APR (Variable)Apply

62.32% APR

Apply Now >

Choice Freedom Gold Catalogue Card. Representative Example: 62.32% APR (variable).
  • UK’s premier catalogue card giving you access to a £500 credit line, great consumer products and a suite of excellent benefits
  • For customers with less than perfect credit that want to rebuild, or those that need a place to start
  • £500 Unsecured Credit Limit
  • Benefit Package
  • Reports to Major Bureau
  • Quality Service
  • Must be at least 18 years of age 
  • Initial fee of £39.95
  • Monthly fee of £14.95

Fair Investment Company is independent and provides a selection of some of the leading credit card deals available. Our service does not compare or contrast all of the credit card deals currently available in the market.


* See Credit Card Provider Terms & Conditions