Alliance and Leicester Loan

Compare Alliance and Leicester loans

ProviderLoan AmountCredit HistoryRates FromTerm 
£2,500 to £15,000Good Credit Only3.2%



2 years to 5 yearsGet Quotes >
  • 10 minute online quote, instant decision
  • Money can be with you within 48 hours
  • No arrangement, over payment or early repayment fees
  • Must be aged 21 or over
  • UK Resident with a UK bank account

Representative Example:  The Representative APR is 3.2%, so if you borrow £7,500 over 3 years at a rate of 3.03% p.a. (fixed) plus an arrangement fee of £30, you will repay £218.94 for 36 months and £7,881.84 in total.

£1,000 to £25,000Good Credit Only7.9%


1 year to 7 yearsGet Quotes >
  • 7.9% APR Fixed for personal loans between £1,000 and £25,000 
  • Sole or joint names
  • Choose loan length (1 to 5 year for loans £1,000 to £15,000, 1 to 7 year for loans £15,100 to £25,000)
  • Get a personalised quote online without affecting your credit score
  • Option to repay early, unlimited over payments and payment holidays
  • No fees to pay
  • Must be aged between 50 and 75 
  • Must own your home in England, Scotland or Wales
  • Must have a single or combined income of at least £12,000, which includes pensions and income from savings and investments.
  • Provided by Shawbrook Bank Limited
  • Acromas Financial Services Limited is a credit broker, not a credit lender

Representative Example: The Representative APR is 7.9%. Based on an assumed loan amount of £10,000 over 36 months at a interest rate of 7.9% pa (fixed), you will repay £311.65 per month. Total amount you repay £11,219.40.

£1,000 to £25,000All Credit Histories Considered14.9%


1 to 5 YearsGet Quotes >

Representative example: The Representative APR is 14.9% (variable).The Representative APR is If you borrow £90,000 over 4 years at a representative 14.9% APR and an annual interest rate of 14.9% (fixed) you would pay £245.80 per month. Total charge for credit will be £2,798.51. Total amount repayable is £11,789.51.

£1,000 to £20,000All Credit Histories Considered42.5%


1 to 4 YearsGet Quotes >
  • Rebuild Your Credit
  • Interest rates start from 9.3% APR
  • Fast,online application - optimised for all desktop / mobile / tablet devices
  • Instant Online Decision using 'soft' credit searches (Won't affect your credit score)
  • Funds as soon as same day
  • No hidden fees or early repayment charges
  • Must be aged 18
  • Must be UK resident
  • Administration fee applies, not payable upfront but instead included in monthly repayments
  • Applicants must have a net monthly income of at least £1,000, be in full time or part time employment, and have no CCJ's

Representative Example: The Representative APR is 42.5% (fixed). If you borrow £3,000 over 3 years at a rate of 31.9% p.a (fixed) plus an arrangement fee of £157.90, you will repay £137.31 per month & £4,943.24 in total.

£1,000 to £20,000All Credit Histories Considered99.90%


1 to 2 YearsGet Quotes >
  • Interest Rates from 35.9% - 99.9%, depending on the information you provide in your application
  • Fixed monthly repayments
  • Instant Online Decision
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 99.9% (fixed) - Based on an assumed loan amount of £1,500 over 24 months at an interest rate of 71.3% p.a. (fixed) you would pay £118.88 a month and £2,853.12 in total.

Santander personal loan key information

  • Borrow from £1,000 to £20,000
  • Choice of repayments terms between 1 and 5 years
  • No set up or arrangement fees
  • You need to be at least 21 years old
  • You must have a permanent address in the UK
  • You cannot have been declared bankrupt or had a County Court Judgement in the last 6 years
  • You cannot use the loan for the purchase of property or land, payment of utility bills, payment of tax demands, gambling or to fund any illegal activity.


Loan Calculator


Whatever the motive for your loan, your key priority before getting a loan is probably finding out exactly how much it will cost you. The Santander loan calculator may be able to help you, you can enter how much you want to borrow as well as how long you want to make repayments for and the tool will tell you both what your monthly repayments would be as well as how much you repay in total.  A loan calculator can only give you a guide however, this is because lenders may tailor the annual percentage rate they are willing to offer you once they have made an assessment of your financial circumstances and checked your credit score.


The same assessment will also affect exactly how much a lender is willing to let you borrow, although the maximum amount you can borrow with a Santander personal loan is £20,000 they will not allow everyone to borrow that amount.


As with other financial products like current accounts and credit cards interest rates on loans and other terms and conditions vary hugely between the different plans and lenders. Therefore before you settle on a loan, look at many different providers to try and find what the best option for you is. the comparison tables above may be able to help you.



Homeowner loan – If you own your home, even with a mortgage, and wish to borrower a larger sum of, then a homeowner loan may be a suitable option. Homeowner loans require you to put your home up as security on the loan, because of this added level off assurance lenders usually allow borrowers larger sums of money, typically up £250,000 they also usually offer longer repayment periods and may have lower annual percentage rates. Homeowner loans are not for everyone however and if you fail to keep up with your repayments the lender can repossess your house.

If you want to borrow some money you may be wondering if you could benefit from an Alliance and Leicester loan.  Alliance and Leicester loans are not currently available as they have become part of Santander, however a loan from Santander or another lender might be the right alternative for you, use our free comparison tables below to see some options.