Alliance and Leicester Loan

Compare Alliance and Leicester loans

ProviderLoan AmountCredit HistoryRates FromTerm 
£1,000 to £35,000Good Credit Only3.3%

APR
Representative

(£7,500-£10,999)

6 months to 5 yearsGet Quotes >
  • Ratesetter is the largest peer to peer lending company in the United Kingdom. Peer to peer lending is becoming an increasingly popular way to borrow money.
  • Debt consolidation allowed
  • No early repayment charge
  • Fast loan - Money in your bank in 1 working day
  • Good credit history required
  • Must be aged 21 and resident in the UK for 3 years
  • You hold a UK bank or building society account
  • Regular source of income

Representative Example: The Representative APR is 3.3%, so if you borrow £7,500 over 3 years at a rate of 3.23% p.a. (fixed) plus an arrangement fee of £7.70, you will repay £218.94 for 36 months and £7,881.84 in total.

£1,000 to £25,000Good Credit Only3.3%

APR
Representative

(£7,500-£15,000)

1 year to 5 yearsGet Quotes >
  • Quote takes 3 minutes (Won't affect your credit score)
  • Money can be with you within 3 working days
  • Voted most trusted loan provider (Moneywise customer service awards 2010 - 2015)
  • Must be aged 18
  • UK Resident with a UK bank account

Representative Example: The Representative APR is 3.3%, so if you borrow £7,500 over 3 years at a rate of 3.03% p.a. (fixed) plus an arrangement fee of £30, you will repay £218.94 for 36 months and £7,881.84 in total. 

£7,000 to £15,000Good Credit Only3.3%

APR
Representative

(£7,000-£15,000)

1 year to 8 yearsGet Quotes >
  • 3.30% APR for personal loans between £7,000 and £15,000
  • Fixed repayment terms
  • Get a personalised quote online without affecting your credit score
  • Must be aged 18
  • UK Resident with a UK bank account
  • Minimum Income or pension before tax of £10,000

Representative Example: The Representative APR is 3.3%. Based on an assumed loan amount of £8,000 over 60 months at a interest rate of 3.3% pa (fixed), you will repay £144.64 per month. Total amount you repay £8,678.64.

£1,000 to £25,000All Credit Histories Considered14.9%

APR
Representative

1 to 5 YearsGet Quotes >

Representative example: The Representative APR is 14.9% (variable).The Representative APR is If you borrow £90,000 over 4 years at a representative 14.9% APR and an annual interest rate of 14.9% (fixed) you would pay £245.80 per month. Total charge for credit will be £2,798.51. Total amount repayable is £11,789.51.

£1,000 to £20,000All Credit Histories Considered99.90%

APR
Representative

1 to 2 YearsGet Quotes >
  • Interest Rates from 35.9% - 99.9%, depending on the information you provide in your application
  • Fixed monthly repayments
  • Instant Online Decision
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 99.9% (fixed) - Based on an assumed loan amount of £1,500 over 24 months at an interest rate of 71.3% p.a. (fixed) you would pay £118.88 a month and £2,853.12 in total.

Santander personal loan key information

  • Borrow from £1,000 to £20,000
  • Choice of repayments terms between 1 and 5 years
  • No set up or arrangement fees
  • You need to be at least 21 years old
  • You must have a permanent address in the UK
  • You cannot have been declared bankrupt or had a County Court Judgement in the last 6 years
  • You cannot use the loan for the purchase of property or land, payment of utility bills, payment of tax demands, gambling or to fund any illegal activity.

 

Loan Calculator

 

Whatever the motive for your loan, your key priority before getting a loan is probably finding out exactly how much it will cost you. The Santander loan calculator may be able to help you, you can enter how much you want to borrow as well as how long you want to make repayments for and the tool will tell you both what your monthly repayments would be as well as how much you repay in total.  A loan calculator can only give you a guide however, this is because lenders may tailor the annual percentage rate they are willing to offer you once they have made an assessment of your financial circumstances and checked your credit score.

 

The same assessment will also affect exactly how much a lender is willing to let you borrow, although the maximum amount you can borrow with a Santander personal loan is £20,000 they will not allow everyone to borrow that amount.

 

As with other financial products like current accounts and credit cards interest rates on loans and other terms and conditions vary hugely between the different plans and lenders. Therefore before you settle on a loan, look at many different providers to try and find what the best option for you is. the comparison tables above may be able to help you.

 

Alternatives


Homeowner loan – If you own your home, even with a mortgage, and wish to borrower a larger sum of, then a homeowner loan may be a suitable option. Homeowner loans require you to put your home up as security on the loan, because of this added level off assurance lenders usually allow borrowers larger sums of money, typically up £250,000 they also usually offer longer repayment periods and may have lower annual percentage rates. Homeowner loans are not for everyone however and if you fail to keep up with your repayments the lender can repossess your house.

If you want to borrow some money you may be wondering if you could benefit from an Alliance and Leicester loan.  Alliance and Leicester loans are not currently available as they have become part of Santander, however a loan from Santander or another lender might be the right alternative for you, use our free comparison tables below to see some options.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.