American Express Building Insurance

With American Express buildings insurance, you are insured on an index-linked basis, so the amount insured will rise with the rise in the cost of repair and replacement. American Express buildings insurance covers for loss or damage to your home, caused by:

Storm, flood, fire or smoke
Lightning
Subsidence or landslip
Theft or attempted theft and vandalism
Frozen pipes and oil leaks from heating systems
Falling trees, branches, aerials or satellite dishes

The American Express buildings insurance policy will also cover for, architects and surveyors costs, public liability and any legal fees that arise as a result of insured damage, the cost of clearing the site and making your home safe in the event of any damage as well a spaying fro alterative accommodation for you and your family if your home becomes inhabitable.

Product

Min Sum Insured

Max Sum Insured

Online Discount

Home Insurance

£30,000

£600,000

5.0%

Cover Basis	specified perils
Buildings Excess	50
Burst Pipes
Building Accidental Damage	optional
Theft of Keys	500
Loss of Keys	500
Legal Expenses Cover	optional
Emergency Repairs
Public Liability	2000000
No claim Discount
Online Purchase
Alternative Accommodation	20% of buildings si
Glass Breakage
Breakage of sewer Pipe
Storm Damage to Fences
Home Improvements	0
Garden Contents
Garden Contents Sum Insured	0
Age Discount
Underwriter	panel