Is ASDA home insurance right for you?
Home Insurance is generally separated in to buildings and content cover. You can normally purchase these policies together as one joint cover plan from most providers or you can purchase them separately.
Buildings insurance will cover the structure of your building and will include the walls, windows, floors and ceilings. It will also include the fixed amenities in your household, such as the bathroom and kitchen suites.
Contents insurance will cover your personal items, including jewellery, as well as your electronics, carpets, curtains etc. Providers will usually provide other options which you can add on, if you need them.
ASDA Home Insurance Review
With Asda you can choose from Defaqto 3 Star or Defaqto 5 Star rated cover; you can save up to 30% when you buy building and contents cover together.
Whether you choose Asda 3 Star Home Insurance or Asda 5 Star Home Insurance, all this comes as standard:
- £1,500 of Technology Cover
- New-for-old replacement cover meaning you will receive new items or cash equivalent when you claim
- Payment for alternative accommodation, amounts vary between 3 and 5 star policies
- Replacement lock cover
- UK based call centre
- Transfer of any No Claims Discount
- Personalise your policy by adding optional extras
Asda 3 Star Home Insurance Policy
- Up to £400,000 worth of Buildings cover
- Up to £50,000 of Contents cover
- Alternative accommodation cover up to £40,000 if you have combined Buildings and Contents insurance or just buildings insurance, or £10,000 if you only have contents insurance
With this policy you can reduce your premium by removing any of these:
- Tech cover in and away from home
- Personal Items Cover
Asda 5 Star Home Insurance Policy
- Up to £750,000 worth of building cover
- Up to £75,000 worth of contents cover
- Alternative accommodation cover up to £75,000 if you have combined Buildings and Contents insurance or just buildings insurance, or £20,000 if you only have contents insurance
- Home Emergency cover comes as standard with 5 star cover
Customise either policy with add-ons features
This will cover your buildings, contents or both against any accidents in the home. This comes as standard with the 5 star policy.
This will protect your garden from damage or theft and covers trees, furniture, garden equipment and more.
Technology & Entertainment Cover
You can choose an additional level of cover on top of the standard amount offered, from £500 up to £15,000.
This will protect your bike against accidental damage, theft and loss at whether at home or away.
This covers up to £50,000 to protect you against legal disputes, including personal injury.
Protection for your possessions, this includes £500 cash cover in or out of your home