ASDA Home Insurance

Compare ASDA home insurance

ASDA Home Insurance Deal
ProviderBuildings Max Std CoverContents Max Std CoverFeatures:Get Quotes
£750,000£75,000Contents only, buildings only or both, available with 3 Star or 5 Star defaqto levels of cover. Instant online quotes, UK based Claims Team, underwritten by Royal & Sun Alliance Insurance plcGet Quotes >
Compare - Home and Contents Insurance Quotes
Provided via:Total Number of InsurersContents InsuranceBuilding InsuranceLandlord & Tenant InsuranceGet Quotes
40+YesYesYesGet Quotes >
Compare - Latest Home Insurance Deals
ProviderBuildings Max Std CoverContents Max Std CoverFeatures:Get Quotes
Rebuild Cost£50,000

40% no claim discount if you have been claim free for five years or more

Smaller discounts apply if you have been claim free for between one and four years. Discount doesn’t apply to home emergency or legal cover options. Minimum premiums apply.

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£1 million£100,000

Over 50s Home Cover - Buildings and contents insurance from £141 a year – 51% of customers who paid annually and took out a new policy between May and July 2015 paid this or even less

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Great value 'Defaqto' 5 Star rated cover. £1 million cover if you need to rebuild your home, choose up to £150,000 for your contents cover, 24-hour UK emergency helpline, 12-month guarantee on repairs

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5 Star Defaqto award-winning insurer.
Pay monthly at no extra cost (0% APR Representative). Low excess of just £45 (apart from escaping water and subsidence). No hidden admin fees. 'New for old' cover. Age UK Home Insurance is administered by Ageas Retail Limited and provided by a limited panel of insurers.

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Up to 20% Online Introductory discount for new customers.

(See terms and conditions)

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Get a quote today and you could save 15% when you buy online. (Discount includes introductory and web discount, first year premium only. Minimum Premiums apply)

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Get quotes from over 65 trusted home insurance brands in minutes. 20% of consumers could achieve a saving of £158 with (based on independent research by Consumer Intelligence during 1 October to 31 October 2016)

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*There is no total sum insured, but other limits apply including single article and total valuables limits.

** Up to 50% offer includes introductory 25% discount applied to annual home insurance premium and not to additional extras. £30 gift card applies when purchasing new combined cover.

***99% of people who had a buildings and contents quote during May 2012 received a discount of at least 15%.

♦ Not available to customers renewing their existing cover

 ****Discount applies when you buy buildings and contents together. 30% combined and 20% online discount deducted consecutively. Excludes optional covers. Minimum premiums apply. New customers only.

Is ASDA home insurance right for you?

Home Insurance is generally separated in to buildings and content cover. You can normally purchase these policies together as one joint cover plan from most providers or you can purchase them separately.


Buildings insurance will cover the structure of your building and will include the walls, windows, floors and ceilings. It will also include the fixed amenities in your household, such as the bathroom and kitchen suites.


Contents insurance will cover your personal items, including jewellery, as well as your electronics, carpets, curtains etc. Providers will usually provide other options which you can add on, if you need them.


ASDA Home Insurance Review

With Asda you can choose from Defaqto 3 Star or Defaqto 5 Star rated cover; you can save up to 30% when you buy building and contents cover together.


Whether you choose Asda 3 Star Home Insurance or Asda 5 Star Home Insurance, all this comes as standard:

  • £1,500 of Technology Cover
  • New-for-old replacement cover meaning you will receive new items or cash equivalent when you claim
  • Payment for alternative accommodation, amounts vary between 3 and 5 star policies
  • Replacement lock cover
  • UK based call centre
  • Transfer of any No Claims Discount
  • Personalise your policy by adding optional extras


Asda 3 Star Home Insurance Policy

  • Up to £400,000 worth of Buildings cover
  • Up to £50,000 of Contents cover
  • Alternative accommodation cover up to £40,000 if you have combined Buildings and Contents insurance or just buildings insurance, or £10,000 if you only have contents insurance

With this policy you can reduce your premium by removing any of these:

  • Tech cover in and away from home
  • Personal Items Cover


Asda 5 Star Home Insurance Policy

  • Up to £750,000 worth of building cover
  • Up to £75,000 worth of contents cover
  • Alternative accommodation cover up to £75,000 if you have combined Buildings and Contents insurance or just buildings insurance, or £20,000 if you only have contents insurance
  • Home Emergency cover comes as standard with 5 star cover


Customise either policy with add-ons features

Accidental Damage

This will cover your buildings, contents or both against any accidents in the home. This comes as standard with the 5 star policy.


Garden Cover

This will protect your garden from damage or theft and covers trees, furniture, garden equipment and more.


Technology & Entertainment Cover

You can choose an additional level of cover on top of the standard amount offered, from £500 up to £15,000.


Bicycle Cover

This will protect your bike against accidental damage, theft and loss at whether at home or away.


Legal Cover

This covers up to £50,000 to protect you against legal disputes, including personal injury.


Personal Items

Protection for your possessions, this includes £500 cash cover in or out of your home