Aviva Home Insurance Deal
ProviderBuildings Max Std CoverContents Max Std CoverFeatures:Get Quotes
Rebuild Cost£50,000

40% no claim discount if you have been claim free for five years or more

Smaller discounts apply if you have been claim free for between one and four years. Discount doesn’t apply to home emergency or legal cover options. Minimum premiums apply.

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Compare - Home and Contents Insurance Quotes
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40+YesYesYesGet Quotes >
Compare - Latest Home Insurance Deals
ProviderBuildings Max Std CoverContents Max Std CoverFeatures:Get Quotes
Rebuild Cost£50,000

40% no claim discount if you have been claim free for five years or more

Smaller discounts apply if you have been claim free for between one and four years. Discount doesn’t apply to home emergency or legal cover options. Minimum premiums apply.

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£1 million£100,000

Over 50s Home Cover - Buildings and contents insurance from £141 a year – 51% of customers who paid annually and took out a new policy between May and July 2015 paid this or even less

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£1,000,000£150,000

Great value 'Defaqto' 5 Star rated cover. £1 million cover if you need to rebuild your home, choose up to £150,000 for your contents cover, 24-hour UK emergency helpline, 12-month guarantee on repairs

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Unlimited£100,000

Up to 20% Online Introductory discount for new customers.

(See terms and conditions)

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UnlimitedUnlimited*

Get a quote today and you could save 15% when you buy online. (Discount includes introductory and web discount, first year premium only. Minimum Premiums apply)

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VariesVaries

Get quotes from over 65 home insurance brands in minutes, 25% of customers save up to £127.23, compare up to 30 policy features at once

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*There is no total sum insured, but other limits apply including single article and total valuables limits.

** Up to 50% offer includes introductory 25% discount applied to annual home insurance premium and not to additional extras. £30 gift card applies when purchasing new combined cover.

***99% of people who had a buildings and contents quote during May 2012 received a discount of at least 15%.

♦ Not available to customers renewing their existing cover

 ****Discount applies when you buy buildings and contents together. 30% combined and 20% online discount deducted consecutively. Excludes optional covers. Minimum premiums apply. New customers only.

What is Home Insurance?

Home Insurance is a non-compulsory form of property insurance which is designed to protect against damage to your property or to the belongings within your home. Various policies exist which range from a basic cover of the structure of the property to also covering your content and liability coverage against accidents. There are many providers of home insurance so make sure you look around for the one most suited to your needs.

What Can be Insured?

Home insurance can be very basic or cover a lot more depending on your provider and what polices you take out. The two main types are:

Building Cover:

This covers the actual structure of the building. The walls, windows, floor and roof and will also include permanent features such as the kitchen and bathroom set. Policies do vary but this kind of cover will normally insure your property against flooding, burst pipes, theft, fires and weather damage.

Extra cover can normally be added if you need and many people like to also take out accidental damage cover, making a well-rounded security policy for your home.

Contents Cover:

Most families will have content in their property valuing over £20,000. Many families have a great deal more. The idea of replacing these items due to flooding, theft, leakage, natural disasters is a worrying thought for many. Contents insurance removes this worry.

It will normally cover everything from jewellery to carpets, curtains, and electronic devices. Always read your policy carefully because every insurer will have some sort of limit that they are willing to pay out so make sure your policy is adequate to cover what you need it to.

You can usually get these two types of cover as a joint policy from one insurance company or you can buy both types of insurance independently.

Aviva Home Insurance Review Features:

  • Their standard policy contains building and contents insurance
  •  Defaqto 5 star rated cover
  • Home Emergency Cover - They will be with you 2 hours after your call to secure your home after a theft
  • Standard contents cover up to £50,000 but this limit can be increased up to £250,000 depending on property and postcode.
  • A UK based claims team which operate 365 days a year, 24 hours a day and access to a legal and tax helpline
  • Owner’s/Occupier’s liability
  • Alternative accommodation found and covered, if necessary
  • Contents insurance includes garden possessions Optional Cover extras include: accidental damage, protected no claims discount, personal belongings cover (in and away from home), home emergency, legal services, pedal cycles option, and additional garden cover

 Useful to Know

  • There is a cancellation fee
  • Can pay annually or in instalments but interest is charged on payments via instalment


Why do I need it? 

No one expects their home or contents to come to any damage and so very few people are financially prepared for an emergency or theft. Repairing your home or re-buying lost contents can be expensive so it can be a relief to know you’re covered given any eventuality. Make sure you read the fine print of policies well as more and more companies are now excluding certain things which you may need.