Aviva’s landlord insurance is available to:
- Private individuals
- Property-owning organisations
- Property management organisations
- Resident’s association
Some features of an Aviva landlord insurance policy include:
- Buildings and contents insurance, including loss of rent and public liability cover
- A choice of optional extra cover such as employer’s liability, legal expenses and engineering cover
- Access to their risk helpline which offers advice and support on such things as making a claim, health and safety and any other insurance security questions you need answering
- Legal support, should you come across any issues with tenant disagreement or rental payments
- A claims line which is available 24 hours a day
- If a property you rent out is broken into and left unsecured or unsafe, AVIVA will send an approved tradesman over within two hours of your call to make it safe
Types of Landlords insurance
There are different levels of cover available for landlords so it’s important to think carefully about what features you want when deciding what level of cover would be best for you.
Landlords Building Insurance
The absolute minimum level is buildings insurance which just covers the structural cost of the property as well as the rebuilding costs.
Landlord Content insurance
If you rent your property as furnished then this will cover the costs of any damaged caused to the; carpets, sofas, TVs and other items. It will also provide cover if the items are stolen.
Landlord Liability Insurance
Liability insurance will cover you if one of your tenants goes into litigation against you for reasons such as a personal injury.
Loss of Rent cover
If an accident occurs which causes damage to or destroys your property causing you to lose rent then this insurance could help cover this cost.
Landlord Emergency cover
This will cover the cost of emergency repairs following incidents that need immediate attention like a burst pipe or gas leak. This type of insurance can help you get a qualified tradesman to an issues 24 hours a day 365 days a year.