AXA Home Insurance

Compare AXA Home Insurance

AXA Home Insurance Deal
ProviderBuildings Max Std CoverContents Max Std CoverFeatures:Get Quotes
£500,000£65,000For a limited time only, Legal Expenses cover is only £1 when you add it to your home insurance quote today. (New polices, 1st year of cover only. Offer ends 24th March 2015).Get Quotes >
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Compare - Latest Home Insurance Deals
ProviderBuildings Max Std CoverContents Max Std CoverFeatures:Get Quotes
Rebuild Cost£50,000

40% no claim discount if you have been claim free for five years or more

Smaller discounts apply if you have been claim free for between one and four years. Discount doesn’t apply to home emergency or legal cover options. Minimum premiums apply.

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£1 million£100,000

Over 50s Home Cover - Buildings and contents insurance from £141 a year – 51% of customers who paid annually and took out a new policy between May and July 2015 paid this or even less

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Great value 'Defaqto' 5 Star rated cover. £1 million cover if you need to rebuild your home, choose up to £150,000 for your contents cover, 24-hour UK emergency helpline, 12-month guarantee on repairs

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5 Star Defaqto award-winning insurer.
Pay monthly at no extra cost (0% APR Representative). Low excess of just £45 (apart from escaping water and subsidence). No hidden admin fees. 'New for old' cover. Age UK Home Insurance is administered by Ageas Retail Limited and provided by a limited panel of insurers.

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Up to 20% Online Introductory discount for new customers.

(See terms and conditions)

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Get a quote today and you could save 15% when you buy online. (Discount includes introductory and web discount, first year premium only. Minimum Premiums apply)

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Get quotes from over 65 trusted home insurance brands in minutes. 20% of consumers could achieve a saving of £158 with (based on independent research by Consumer Intelligence during 1 October to 31 October 2016)

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*There is no total sum insured, but other limits apply including single article and total valuables limits.

** Up to 50% offer includes introductory 25% discount applied to annual home insurance premium and not to additional extras. £30 gift card applies when purchasing new combined cover.

***99% of people who had a buildings and contents quote during May 2012 received a discount of at least 15%.

♦ Not available to customers renewing their existing cover

 ****Discount applies when you buy buildings and contents together. 30% combined and 20% online discount deducted consecutively. Excludes optional covers. Minimum premiums apply. New customers only.

Why take out Home Insurance?

Emergency situations are impossible to prepare for, consequently, people are rarely financially prepared for when their home is subject to an accident, adverse weather damage, a fire, or theft. However, these things do happen, building repairs are expensive and with most properties holding approximately £25,000 of contents, home insurance is the most sensible way to be ready for the worst.

Things to Consider 

Here are a few things to consider when looking for an insurance policy to suit you.

  • Is your property specialist?  If you own a listed building or if your property has an unusual feature such as a thatched roof, you may need specialist cover. 
  • Do you need buildings and content cover?  While it’s generally advised that you take out both, it does depend on your individual circumstances. Insurance providers often provide individual policies as well as joint policies. 
  • Does the policy provide enough cover?  All policies have their limits so you need to make sure that your home is covered for the rebuild value rather than the market value.  It’s also worth costing your contents to make sure your chosen policy will be enough to cover it all. 

Compare AXA Home Insurance 

As standard with all of their policy packages, AXA offer:

  •  New for Old - brand new replacements if contents are stolen or damages
  •  Repairs by approved suppliers guaranteed 
  •  Cover is always included for risks such as flooding, fire and escapes of water 
  •  Up to £1000 cash advance with contents insurance to take care of the emergency items, this is deducted from the final claim 
  •  In the case of a break-in, they will send a locksmith to replace your locks
  •  24 hour emergency helpline is available 

Winner of the Defaqto 2016 five star award, AXA offer three tiers of home insurance which also include all of the above:



AXA HomeSmart is a convenient and great value introduction to home insurance. There is flexibility to add extras if you need them. Features:

  •  You can receive up to £500,000 buildings insurance 
  •  You can receive up to £75,000 contents insurance 
  •  You can receive up to £5,000 for single valuables (£20,000 total) with contents insurance 
  •  There is flexibility to add accidental damage cover for extra peace of mind 


HomeSure protects what matters most to you, it includes buildings accidental damage as standard. There is flexibility to add extras if you need them. Features

  • You can receive up to £1,000,000 buildings insurance 
  •  You can receive up to £85,000 contents insurance 
  •  You can receive up to £10,000 for single valuables (£25,000 total) with contents insurance 
  •  Buildings accidental damage cover is included, as standard 


With their highest limits, AXA HomeSafe offers you total security. This policy includes all of their extra benefits they offer, rolled in to one.

  •  You will receive unlimited buildings insurance 
  •  You can receive up to £100,000 contents insurance 
  •  You can receive up to £15,000 for single valuables (£30,000 total) with contents insurance 
  •  This includes full accidental damage cover for your home and contents
  •  You can receive up to £2,500 cover for personal possessions you take outside your home, as standard
  •  Home assistance and Legal expenses cover as standard AXA provide a range of options to suit those who need basic cover to those who need a much more well-rounded insurance service.  Their £1000 cash advance adds some extra security as you won’t be left without the basic essentials until the claim goes through.