Bad Credit Car Finance

Compare bad credit car finance loans

There are a range of specialist companies that offer car finance to those with bad credit. Terms and conditions may not be as favourable as those with good credit histories or security on their loans, but can still provide a competitive package for those with bad credit looking to obtain car finance. Customers are advised to shop around to find the right bad credit car finance deal as there are a range of options and products available.

ProviderLoan AmountCredit HistoryRates FromTerm 
£1,000 to £20,000All Credit Histories Considered49.7%

APR
Representative

1 to 4 YearsGet Quotes >
  • Rebuild Your Credit
  • Interest rates start from 9.3% APR
  • Instant Online Decision using 'soft' credit searches (Won't affect your credit score)
  • Funds as soon as same day
  • No arrangement fees or early repayment charges
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 49.7% (fixed). If you borrow £3,000 over 3 years at a rate of 41.0% per annum (fixed) you will repay £146.09 per month & £5,259.11 in total.

£1,000 to £20,000All Credit Histories Considered99.90%

APR
Representative

1 to 2 YearsGet Quotes >
  • Interest Rates from 35.9% - 99.9%, depending on the information you provide in your application
  • Fixed monthly repayments
  • Instant Online Decision
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 99.9% (fixed) - Based on an assumed loan amount of £1,500 over 24 months at an interest rate of 71.3% p.a. (fixed) you would pay £118.88 a month and £2,853.12 in total.

£200 to £2,000All Credit Histories Considered277.50%

APR
Representative

6 to 12 monthsGet Quotes >
  • 6 to 12 month loans
  • Borrow from £200 to £2,000
  • Fast Quotes - No application fees
  • If approved cash sent within 10 minutes of approval
  • Must be aged 18
  • Receive an income through employment or self employment
  • UK Resident with a UK bank account

 Representative Example: The Representative APR is 277.5% (fixed) .Amount of credit: £700 for 12 months at £111.27 per month. Total repayment of £1335.24. Interest: £635.24. Interest rate: 140% pa (fixed).

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.