Bad Credit History Car Loans

Compare Bad Credit History Car Loans

ProviderLoan AmountCredit HistoryRates FromTerm 
£1,000 to £20,000All Credit Histories Considered49.7%

APR
Representative

1 to 4 YearsGet Quotes >
  • Rebuild Your Credit
  • Interest rates start from 9.3% APR
  • Instant Online Decision using 'soft' credit searches (Won't affect your credit score)
  • Funds as soon as same day
  • No arrangement fees or early repayment charges
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 49.7% (fixed). If you borrow £3,000 over 3 years at a rate of 41.0% per annum (fixed) you will repay £146.09 per month & £5,259.11 in total.

£1,000 to £20,000All Credit Histories Considered99.90%

APR
Representative

1 to 2 YearsGet Quotes >
  • Interest Rates from 35.9% - 99.9%, depending on the information you provide in your application
  • Fixed monthly repayments
  • Instant Online Decision
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 99.9% (fixed) - Based on an assumed loan amount of £1,500 over 24 months at an interest rate of 71.3% p.a. (fixed) you would pay £118.88 a month and £2,853.12 in total.

£200 to £2,000All Credit Histories Considered277.50%

APR
Representative

6 to 12 monthsGet Quotes >
  • 6 to 12 month loans
  • Borrow from £200 to £2,000
  • Fast Quotes - No application fees
  • If approved cash sent within 10 minutes of approval
  • Must be aged 18
  • Receive an income through employment or self employment
  • UK Resident with a UK bank account

 Representative Example: The Representative APR is 277.5% (fixed) .Amount of credit: £700 for 12 months at £111.27 per month. Total repayment of £1335.24. Interest: £635.24. Interest rate: 140% pa (fixed).

Even those with a bad credit history have a number of options to obtaining car loan finance. A number of companies now specialise in this area, and even traditional lenders still offer opportunities to those with a bad credit history. The terms are not always as favourable as they would otherwise be, but they can still provide an important step towards both a car purchase and a clean credit history.

 

The amount you can borrow will depend on your credit rating which takes into account factors such as whether you are a homeowner, current borrowings, whether you are on the electoral role as well as previous credit history issues. Some lenders may require security which may be your home or the car that you purchase. For more information for bad credit history car loans click on the links below.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.