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Bad Credit History Car Loans

Compare Bad Credit History Car Loans

ProviderLoan AmountCredit HistoryRates FromTerm 
£1,000 - £25,000 14.9%

APR
Representative

All Credit Histories ConsideredGet Quotes >

Representative example: The Representative APR is 14.9% (fixed).The Representative APR is If you borrow £10,000 over 5 years at a representative 14.9% APR and an annual interest rate of 14.9% (fixed) you would pay £237.37 per month. Total charge for credit will be £4,242. Total amount repayable is £14,242.

£1,000 to £20,000All Credit Histories Considered42.5%

APR
Representative

1 to 6 YearsGet Quotes >
  • Rebuild Your Credit
  • Fast,online application - optimised for all desktop / mobile / tablet devices
  • Instant Online Decision using 'soft' credit searches (Won't affect your credit score)
  • Funds as soon as same day
  • No early repayment fees
  • Must be aged 18
  • Must be UK resident
  • Administration fee applies, not payable upfront but instead included in monthly repayments
  • Applicants must have a net monthly income of at least £1,000, be in full time or part time employment, and have no CCJ's

Representative Example:  The Representative APR is 42.5% (fixed). If you borrow £3,000 over 3 years at a rate of 31.9% p.a (fixed) plus an arrangement fee of £137.31, you will repay £157.89 per month & £4,943.25 in total.

£1,000 - £15,000Fair & Bad Credit93.6%

APR
Representative

(£1,000 - £5,000)

2 to 5 YearsGet Quotes >
  • Fixed Interest Loan Rate
  • No set up charges
  • Instant Online Decision
  • Must be aged 18 to 65
  • Early redemption charges
  • Must be UK resident

Representative Example:  The Representative APR is 93.6%. Based on a loan amount of £3,000 over 24 months at an interest rate of 67.9% p.a. (fixed). Monthly repayment of £231.78. Total amount repayable £5,562.75.

Even those with a bad credit history have a number of options to obtaining car loan finance. A number of companies now specialise in this area, and even traditional lenders still offer opportunities to those with a bad credit history. The terms are not always as favourable as they would otherwise be, but they can still provide an important step towards both a car purchase and a clean credit history.

 

The amount you can borrow will depend on your credit rating which takes into account factors such as whether you are a homeowner, current borrowings, whether you are on the electoral role as well as previous credit history issues. Some lenders may require security which may be your home or the car that you purchase. For more information for bad credit history car loans click on the links below.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.