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Bad Credit Instant Decision Loan

Even if you have bad credit, instant decision loan quotes are still available if you shop around. Defaulting on payments, bills, or having CCJs can affect your credit and make it harder to get good deals; many companies will offer high interest rates or will refuse you a loan altogether if they know you have an adverse credit history, but there are still a number of companies that offer bad credit instant decision loans especially for those to whom standard credit is unavailable. Use our free online or telephone loan service to get:

  • Quotes from leading bad credit loan providers
  • A quote no matter what your credit history is
  • Quotes and advice directly from a specialist advisor
  • Low interest rates with our comparison service

Why spend anxious hours or days waiting for a decision on your loan? Compare bad credit instant decision loan deals online by filling in our bad credit loan form to find the most competitive loan for your circumstances.

LenderMin - Max LoanCredit HistoryAPRTermApply
Derbyshire Personal LoanGood6.00%1 to 5 YearsGet Quotes >
Loans from £7,500 to £14,999. Fixed monthly payments and no set-up charges. Representative Example: Borrow £10,000 over 49 months at a Representative APR of 6.0% paying £229.88 a month will result in a total sum of £11,264.12 over the loan term.
Tesco Personal Loan 6.10%1 to 5 YearsGet Quotes >
Loans from £7,500 to £14,999. Fixed monthly payments and no set-up charges. Representative Example: Borrow £10,000 over 60 months at a Representative APR of 6.1% paying £193.02 a month will result in a total sum of £11,581 over the loan term.
Personal Loan 6.10%1 to 5 YearsGet Quotes >
Borrow £7,500 - £15,000. Representative Example: Borrow £10,000 over 62 months at a Representative APR of 6.1% paying £194.94 a month will result in a total sum of £11,696.40 over the loan term.
£7,500 - £14,999Good6.80%1 to 5 YearsGet Quotes >
6.8% APR or an Exclusive rate of 6.3% for existing customers. Loans of £7,500 - £25,000 for 1-5 years. Representative Example: 6.8% APR Representative (fixed). Based on an assumed loan amount of £10,000 over 49 months at an interest rate of 6.8% p.a. (fixed). Monthly repayment £233.36. Total amount payable £11,434.64. (fixed). b>
£7,500 - £14,999Good6.90%1 to 5 YearsGet Quotes >
Loans from £7,500 to £14,950. Rates fixed for the lifetime of the loan. Instant decision online. Representative Example: Borrow £10,000 over 48 months at a Representative APR of 6.9% paying £240.41 a month will result in a total sum of £11,539.68 over the loan term.
£7,500 - £14,999Good6.90%1 to 5 YearsGet Quotes >
Loans from £7,500 to £14,950. Available to existing RBS current account customers only. Rates fixed for the lifetime of the loan. Representative Example: Borrow £10,000 over 48 months at a Representative APR of 6.9% paying £240.41 a month will result in a total sum of £11,539.68.

Fair Investment Company is independent and provides a selection of some of the leading loan deals available. Our service does not compare or contrast all of the loan deals currently available in the market. Our address is; Kings House, 14 Orchard Street, Bristol, BS1 5EH. If you would like to arrange any of the products shown in the table please click on the “Apply” link which will take you to the provider’s website where you will be able to view further details of the product and apply online.

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