Bad Credit Mortgage Lenders

Latest Deal - NatWest 2 Year FIXED »

Call FREE - 0800 158 2934 

1.32%Reverts to 3.75% after 2 years
  • 2 Year Fixed - 60% LTV Deal
  • Call FREE - 0800 158 2934


Overall Cost for Comparison 3.50% APRC. This is the cost of the mortgage over the full term. Early redemption charges may apply.

Get the best bad credit mortgage rates


Mortgage lenders have become stricter about lending to people with less than perfect credit histories, making it more difficult for you to get a deal if this applies to you. If you are able to find a bad credit mortgage lender that offers you a deal, it is likely to have higher rates attached to it.


Fixed Rate Mortgage Deals

Provider

Type

Initial Interest Rate

Initial Term

Max LTV*Product Fee 
Fixed

1.32%

Reverts to 3.75%

2

Years

60%

YesMore Info >
  • Call 0800 056 8572 to speak to a NatWest mortgage specialist
Fixed

1.32%

Reverts to 3.75%

2

Years

60%

YesMore Info >
  • Call 0800 096 7962 to speak to an RBS mortgage specialist
Fixed

1.18%

Reverts to 3.69%

2

Years

60%

YesMore Info >

Fixed

1.29%

Reverts to 3.69%

2

Years

75%

YesMore Info >

Fixed

2.09%

Reverts to 4.70%

2

Years

75%

YesMore Info >
  • Available to all customers
Fixed

1.74%

Reverts to 3.69%

2

Years

75%

NoMore Info >

Fixed

2.09%

Reverts to 4.70%

2

Years

75%

YesMore Info >
  • Available to all customers
Fixed

1.64%

Reverts to 3.69%

2

Years

60%

NoMore Info >

Fixed

1.84%

Reverts to 3.69%

2

Years

60%

YesMore Info >

Fixed

2.49%

Reverts to 4.70%

2

Years

75%

NoMore Info >
  • Available to all customers
  • No product fee

*LTV = Loan to value (how much mortgage you have or require in relation to the value of your property).

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above fixed rate mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage broker or call on 0117 332 6063

Tracker Mortgage Deals

Provider

Type

Initial Interest Rate

Initial Term

Max LTV*Product Fee 
Tracker

1.59%

Reverts to 3.75%

2

Years

60%

YesMore Info >
  • Call 0800 158 2934 to speak to a NatWest mortgage specialist
Tracker

1.59%

Reverts to 3.75%

2

Years

60%

YesMore Info >
  • Call 0800 096 7447 to speak to an RBS mortgage specialist
Tracker

1.79%

Reverts to 3.75%

2

Years

70%

YesMore Info >
  • Call 0800 158 2934 to speak to a NatWest mortgage specialist
Tracker

1.79%

Reverts to 3.75%

2

Years

70%

YesMore Info >
  • Call 0800 096 7447 to speak to an RBS mortgage specialist.
Lifetime Tracker

1.74%

Life of the mortgage

60%

YesMore Info >
  • Call the HSBC mortgage team 0800 077 4336
  • Product fee of £999
Lifetime Tracker

1.94%

Life of the mortgage

70%

YesMore Info >
  • Call the HSBC mortgage team 0800 077 4336
  • Product fee of £999

*LTV = Loan to value (how much mortgage you have or require in relation to the value of your property).

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above tracker rate mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage broker or call on 0117 332 6063

Discount Rate Mortgage Deals

Provider

Type

Initial Rate

Initial Term

Overall Cost for Comparison

Max LTV*Product Fee 
Discounted
Variable

1.99%

Reverts to 4.70%

2

Years

4.40%

75%

YesMore Info >
  • Available to all customers
  • Product fee of £999 (£499 existing customers) 
Discounted
Variable

2.19%

Reverts to 4.70%

2

Years

4.40%

80%

YesMore Info >
  • Available to all customers
  • Product fee of £999 (£499 existing customers) 

*LTV = Loan to value (how much mortgage you have or require in relation to the value of your property).

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above discount mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage broker or call on 0117 332 6063

Buy to Let Mortgage Deal Selection

Provider

Type

Initial Interest Rate

Initial Term

Max LTV*Product Fee 
Fixed
Buy-to-Let

1.95%

Reverts to 4.25%

2

Years

60%

YesMore Info >
  • Call 0800 096 7962 to speak to an RBS mortgage specialist.
Fixed
Buy-to-Let

1.99%

Reverts to 4.74%

2

Years

60%

YesMore Info >
Fixed
Buy-to-Let

2.14%

Reverts to 4.74%

2

Years

75%

YesMore Info >
  • Available to all customers
  • Call 0330 333 3893 to speak to us about this deal
  • Product fee £995

*APR = Overall Cost for Comparison

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above buy to let mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage broker or call on 0117 332 6063

Independent Mortgage Quotes & Advice Service
Mortgage ServiceIndependent Mortgage AdviceMortgage Quotes Tailored to youFast Track ServiceMortgage Protection ReviewGet Quotes
yesyesyesyesMore Info >
  • Call 0117 332 6063
  • Independent mortgage advice
  • Experienced administration support
  • Fast Track Service

Compare Bad Credit Mortgage Lenders


Bad credit mortgage lenders will consider most financial circumstances, such as:

  • People who have missed mortgage payments in the past
  • People who have County Court Judgements against them
  • Self employed people and those who cannot prove their income

Whether you have previous mortgage arrears, or have had problems with CCJs or even bankruptcy, our FREE poor credit mortgage service can try to help you find a mortgage that suits your circumstances. We can put you in touch with a specialist mortgage adviser who will search through deals and offers by leading UK bad credit mortgage lenders to find the best one for you. Click on the link below and fill in the enquiry form, and an adviser will call you back with no obligation quotes and advice.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker