Bad credit mortgage lenders will consider most financial circumstances, such as:
- People who have missed mortgage payments in the past
- People who have County Court Judgements against them
- Self employed people and those who cannot prove their income
However, mortgage lenders have become stricter about lending to people with less than perfect credit histories, making it more difficult for you to get a deal if this applies to you. If you are able to find a bad credit mortgage lender that offers you a deal, it is likely to have higher rates attached to it.
Whether you have previous mortgage arrears, or have had problems with CCJs or even bankruptcy, our FREE poor credit mortgage service can try to help you find a mortgage that suits your circumstances. We can put you in touch with a specialist mortgage adviser who will search through deals and offers by leading UK bad credit mortgage lenders to find the best one for you. Click on the link below and fill in the enquiry form, and advisor will call you back with no obligation quotes and advice.
