Bad Credit Rating Credit Card

Compare Latest Credit Card Deals

If you have a bad credit history, it can be difficult to get a credit card because lenders will check you credit report before offering you credit. A number of Card providers offer a bad credit-rating credit card, making it easier for those who have struggled to get one in the past, although they do charge more and your credit limit will be limited, so compare credit cards to find the market leading rates.

Your credit limit will increase over time providing you pay your bills on time. Your credit rating will also gradually be repaired if you manage the credit card effectively by keeping up with repayments. You will then be able to apply for more competitive credit card deals. See the table below for the latest credit card deals.
Card Balance
Transfers		 Purchases Typical
APR
Vanquis Bank Visa   Vanquis Bank Visa
n/a n/a 39.9% APPLY

Card Initial
Fee		 Monthly
Fee		 Withdrawal
Fee (UK)
Virgin Money Virgin Prepaid Mastercard   Virgin Money Virgin Prepaid Mastercard
£9.95 £4.75 £1.50 APPLY
Add upto 4 different cardholders to your account and make the most of great discounts and offers from Virgin.
Newcastle Building Society Freedom Eagle Cash Card – Prepaid MasterCard   Newcastle Building Society Freedom Eagle Cash Card – Prepaid MasterCard
£9.99 None £1.50 APPLY
£650 maximum turnover without providing any ID. £3,000 maximum balance for verified cardholders.
My Cashplus Cashplus Prepaid Gold MasterCard   My Cashplus Cashplus Prepaid Gold MasterCard
£4.95 £4.95 £0.99 APPLY
The first UK prepaid card that could help you establish or build your credit rating at no extra cost and to offer free Purchase Protection on purchases
Newcastle Building Society The Aspinall Maestro Prepaid Card   Newcastle Building Society The Aspinall Maestro Prepaid Card
None None £2.00 APPLY
Applicants must top up a minimum of £10 when applying for this card. Receive exclusive discounts at the park and at other attractions nationwide!
Newcastle Building Society FairFX Currency Card   Newcastle Building Society FairFX Currency Card
£9.95 None £1.00 APPLY
choose between dollar and euro card options. Pay £0 application fee when your intial load is over £500!


Disclaimer All credit card APRs, features, charges, benefits and other information listed by Fair Investment Company Ltd represent the most recent information available at the time of writing. Every effort is made to keep the site accurate, however we cannot guarantee that a credit card issuer has not increased or decreased one or more of the APRs or fees/charges associated with a particular card or changed its features, obligations or benefits. Please be sure to read the credit card agreement fully and carefully before making any agreement.

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