Bad Credit Rating Credit Card

Compare Latest Credit Card Deals

If you have a bad credit history, it can be difficult to get a credit card because lenders will check you credit report before offering you credit. A number of Card providers offer a bad credit-rating credit card, making it easier for those who have struggled to get one in the past, although they do charge more and your credit limit will be limited, so compare credit cards to find the market leading rates.

Your credit limit will increase over time providing you pay your bills on time. Your credit rating will also gradually be repaired if you manage the credit card effectively by keeping up with repayments. You will then be able to apply for more competitive credit card deals. See the table below for the latest credit card deals.


Card Initial
Fee
Monthly
Fee
Withdrawal
Fee (UK)
Virgin Money Virgin Prepaid Mastercard   Virgin Money Virgin Prepaid Mastercard
£9.95 £4.75 £1.50 APPLY
Add upto 4 different cardholders to your account and make the most of great discounts and offers from Virgin.
Newcastle Building Society Freedom Eagle Cash Card – Prepaid MasterCard   Newcastle Building Society Freedom Eagle Cash Card – Prepaid MasterCard
£9.99 None £1.50 APPLY
£650 maximum turnover without providing any ID. £3,000 maximum balance for verified cardholders.
Newcastle Building Society FairFX Currency Card   Newcastle Building Society FairFX Currency Card
£9.95 None £1.00 APPLY
choose between dollar and euro card options. Pay £0 application fee when your intial load is over £500!
Tuxedo Money Plus The Sun Prepaid Mastercard   Tuxedo Money Plus The Sun Prepaid Mastercard
£6.49 £4.99 £0.50 APPLY
Choose a 2nd card for no extra cost and make the most of a pay as you go option!
Clydesdale Bank Optimum Prepaid Mastercard   Clydesdale Bank Optimum Prepaid Mastercard
£9.95 £4.95 £1.50 APPLY
Secure and flexible, optimum offers you the chance to shoose between Pay as You Go or a Pay Monthly account at £4.95 where all transactions are free!


Disclaimer All credit card APRs, features, charges, benefits and other information listed by Fair Investment Company Ltd represent the most recent information available at the time of writing. Every effort is made to keep the site accurate, however we cannot guarantee that a credit card issuer has not increased or decreased one or more of the APRs or fees/charges associated with a particular card or changed its features, obligations or benefits. Please be sure to read the credit card agreement fully and carefully before making any agreement.

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