Bad Debt Remortgage

Compare Bad Debt Remortgage Deals

Latest Deal - NatWest 2 Year FIXED »

Call FREE - 0800 158 2934 

1.32%Reverts to 3.75% after 2 years
  • 2 Year Fixed - 60% LTV Deal
  • Call FREE - 0800 158 2934


Overall Cost for Comparison 3.50% APRC. This is the cost of the mortgage over the full term. Early redemption charges may apply.

Getting a bad debt remortgage can be a useful way of consolidating existing debts, or freeing up extra cash. Find the best deals available on the market by calling our independent mortgage team on 0117 332 6063.

Adverse Credit Mortgage Service
ProviderLTV**CCJsDefaultsBankruptcyIVAMissed Loan Payments* 
Up to 75%None in 12 Months - Maximum 5None in 12 MonthsDischarged 12 Months AgoSatisfactorily Conducted 12 Months AgoNone in 12 MonthsMore Info >

Call 0117 332 6063

Our View:

"Credit repair mortgage service to help you get back to a high street mortgage deal - If you have suffered a one off event such as divorce, redundancy, serious illness which has resulted in a "bad" credit entry on your credit file over 12 months ago this service will help you get back on track".

*Secured or Unsecured Loans

**LTV = Loan to Value

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Bad Debt Remortgage Advice

If you are having a problem obtaining a remortgage from high street banks, you may wish to consider other remortgage solutions. Problems associated with bad debt may include CCJs, mortgage arrears, bankruptcy, or employment problems.


Many people in the UK currently have poor credit ratings, which may make it difficult for them to find an appropriate mortgage to suit their needs.


A bad debt remortgage could be a solution to your remortgage requirements.  Bad debt remortgages act much like a standard remortgage, however they are designed specifically to meet the needs of those who have adverse credit histories.


There are a number of different lenders who could offer you competitive bad debt remortgage deals. You might therefore like to compare bad debt remortgage quotes offered by several of these lenders to ensure that you are getting the best possible deal. 


Here are some tips that could help you as you look for a bad debt remortgage:

 

  • Compare bad debt remortgages
    As bad debt remortgages tend to carry higher interest rates than that of standard mortgages, it could be crucial to compare deals to ensure that you are getting the best rates available to you.
  • Use a mortgage calculator
    A mortgage calculator could help you to assess the long-term of costs of a remortgage, and help you to work out whether or not it is a financially viable option.
  • Take remortgage fees into consideration
    As with standard remortgages, bad debt remortgages will generally be subject to a number of charges; among these charges could be fees for arrangement and valuation, legal costs as well as payments that you may have to make to your existing lender. 

Top 5 Mortgage Deals

Find a selection below of top mortgage deals based on "loan to value" or LTV - so if you have a 25% deposit or 25% equity in your home click on the 75% LTV tab for latest deals

Provider

Type

Initial Interest Rate

Initial Term

Max LTV*Product Fee 
Fixed

1.32%

Reverts to 3.75%

2

Years

60%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.60% APRC. This is the cost of the mortgage over the full term.
Tracker

1.59%

Reverts to 3.75%

2

Years

60%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.
Fixed

1.88%

Reverts to 4.24%

3

Years

60%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.
Fixed

1.97%

Reverts to 3.75%

5

Years

60%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.20% APRC. This is the cost of the mortgage over the full term.
Fixed

1.97%

Reverts to 3.75%

5

Years

60%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.20% APRC. This is the cost of the mortgage over the full term.

*LTV = Loan to value (how much mortgage you have or require in relation to the value of your property).

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above 60% Loan To Value mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage broker or call on 0117 332 6063

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker