Bank Account Charges

Get Your Money Back

Bank account charges are usually those implemented by your bank when you go outside of the agreed terms and conditions of your account. They can be for such things as exceeding an agreed overdraft limit, bouncing cheques, or not having enough funds in your account to cover direct debits. These charges have recently been deemed unlawful by the Office of Fair Trading because they are disproportionate to the cost experienced by the bank as a result of the unauthorised borrowings. Many people are now claiming them back, either independently or through an intermediary company that does all the work for you.

Advantages of using a company to reclaim your bank account charges include:

Saving you them time and money – the company pledges to do everything on the customer's behalf on a no win- no fee basis.
Fast tracking your case – many companies have special agreements with the banks involved and can help settle the case privately.
Advice and representation in court – the firms represent clients if the case does go to court and underwrite any necessary fees.

If you have been subjected to unfair bank account charges, we can put you in touch with Claims Financial, a company that specialises in reclaiming unfair bank charges, providing: