Bank Charges Claims

Get Your Money Back

There has been a recent rise in bank charges claims from customers, requesting that the money taken from them by banks be reimbursed. Bank charges are enforced when you go outside the agreed terms of your account, but these have recently been named unlawful by the Office of Fair Trading, because they are considerably higher than the real cost to the banks of dealing with the violations. Such things include exceeding overdrafts, bouncing cheques and not having sufficient funds for direct debits.

Bank charges claims can be made by either writing to your bank or using an intermediary company, the advantages of which include:

They save you time and hassel by proceeding on your behalf
Fast-track your case through agreements they have with the banks
Advising and representing you if the case cannot be settled out of court

Using a company to make bank charges claims can be a lot easier and less hassle than doing it independently, you can sometimes also have more chance of being successful in your claim. We can put you in touch with Claims Financial, a company that specialises in reclaiming unfair bank charges, providing: