Bank Charges Refunds

Get Your Money Back

If you have been subject to fees levied on you by your bank for causes such as exceeding your overdraft, bouncing cheques or other incidents for which the bank has claimed the need to cover expenses, then you may be able to claim bank charge refunds. The Office of Fair Trading judged that many of these bank charges were far in excess of the actual cost for managing the finances involved and for sending out letters of notification, and thousands of members of the public could potentially claim their money back.

If you choose to seek bank charge refunds, there are two main options open to you:

Write to your bank - request a list of the bank charges brought against you and that these charges be refunded. If they refuse, you may write again informing them that you will take them to court.
Go through a professional company - they will handle the matter for you and often have arrangements with the banks that will increase your chance of success, as well as making the entire process faster. They may also offer representation in court, and often work under a no-win no-fee basis.

Using a company to claim bank charges refunds can make it a lot easier because they deal with all the paperwork and act on your behalf. We can put you in touch with Claims Financial, a company that specialises in reclaiming unfair bank charges, providing: