Mortgage Commentary

Latest mortgage rate deals

James Caldwell / 23 May 2012

Mortgage rates are constantly changing and the deals available from one week to the next make finding the best mortgage rate for your circumstances not always an easy task. We have put together a se... Read more

Over £250 billion of UK Mortgages not covered by life insurance

Colm Hebblethwaite / 09 November 2011

A large number of people in the UK have taken out a mortgage in order to get their feet firmly on the property ladder, but a new study has shown that a substantial amount of these people do not have... Read more

104% increase in buy to let mortgage deals over the last three years

Colm Hebblethwaite / 27 October 2011

New statistics released by Defaqto have revealed that the amount of buy to let mortgage deals on the market has risen by 104% since 2008.  In October 2008, there were 237 buy to let mortgage pr... Read more

Bank of Ireland Buy to Let Mortgages

The Bank of Ireland is just one of many banks out there that could offer you a good buy to let mortgage deal. The bank of Ireland offers buy to let mortgages on the following criteria: 

  • Up to £2 million loan advance
  • Interest calculated - Monthly
  • Maximum age of borrowers - Individually assessed
  • Up to 75% LTV
  • Lending Coverage - Northern Ireland
  • Minimum property valuation - £40k 


If you live in Northern Ireland speak to a buy to let mortgage specialist about Bank of Ireland BTL deals using the link above.

Alternatively you can use the tables below to compare a selection of market leading deals available right now. 

Buy to Let Mortgage Deal Selection - Call Direct
Initial RateProviderTermTypeAPR*LTV 
4.39%
2 YearsTracker Buy-to-Let4.80%75%More Info >
£1,999 product fee.
Call 0800 1582934 to speak to a NatWest mortgage specialist.
4.39%
2 YearsTracker Buy-to-Let4.80%75%More Info >
£1,999 product fee.
Call 0800 068 7624 to speak to an RBS mortgage specialist.
4.89%
2 YearsFixed Rate Buy-to-Let4.90%75%More Info >
£1,999 Product fee.
Call 0800 1582934 to speak to a NatWest mortgage specialist.
4.89%
2 YearsFixed Rate Buy-to-Let4.90%75%More Info >
Buy-to-let. £1,999 product fee.
Call 0800 068 7624 to speak to an RBS mortgage specialist.
*APR = Overall Cost for Comparison

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker 

There are many things to think about when choosing a property with the purpose of renting it out, including:

 

  • The right location is crucial. Find an area where buy to let properties are popular.
  • Think about the properties features. For example, a professional may not have time to maintain a garden. A garden may add more money onto the property and would be unnecessary.
  • Think about how the condition. Older homes generally require more maintenance, which could prove to be costly.
  • Think about your target group (families, couples, pet owners etc.)

 

Obtaining the right buy to let mortgage for you is an important decision that requires a lot of consideration.

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