Bank of Scotland Children’s Savings Accounts

Bank of Scotland children’s savings accounts are a great way to start saving from a young age. Learning how to make the most of your money from a young age will stand you in good stead for the future. Whatever you are saving for, make your money work harder with Bank of Scotland children’s savings accounts. Compare a range of investment opportunities for children in the table below:

Children's Investment Plans
ProviderServiceISA OptionMinimum InvestmentMore Info
Family Investments Junior Bondno
£15.00 pm
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Family Investments, the award-winning children savings specialists.
Jump Children's Savings Planno
£25.00 pm
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Jump is a Child savings plan specially designed for children. It is based on Witan Investment Trust. Witan's objective is to create wealth for its investors through stockmarket investment.
Baillie Gifford Children's Savings Planno
£30.00 pm
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A cost effective Children’s Savings Plan, providing an easy way to invest for a child's future through the stock market. The Plan gives you a choice of two ways in which you can invest, choosing from either a Designated Account or a Bare Trust account.
Some of the advantages of Bank of Scotland children’s savings accounts include:
  • Choose between a regular monthly savings account or a pocket money savings account
  • Open from as little as £1
  • Free gifts
  • Exclusive to under 16s

Award winning Bank of Scotland children’s savings accounts also offer high interest rates.

Cash ISA Selection
ProviderAccountInterest Rate (AER)TermApply
RPI Tracker5 YearsApply Now >
5 year capital protected structured deposit plan offering 100% of any growth in the Retail Prices Index with no cap, or a minimum return of 16%. Also available for Cash ISA and Cash ISA transfer.
8.25% per annumUp to 5 YearsApply Now >
A 5 year capital protected structured deposit plan offering potential early maturity, paying 8.25% a year. Also available for Cash ISA and Cash ISA transfer.
7.25%6 YearsApply Now >
A 6 year capital protected structured deposit plan designed to pay 7.25% annual income. Also available as a cash ISA and ISA transfer.

*Income payments and returns are dependent on the performance of the FTSE 100 index.

 Important Risk Information:

This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested.

Investments in Stocks & Shares ISAs do not contain the same degree of capital security as investments in deposits. Stocks and shares ISAs are designed as medium to long term investments of, for example, five years or more. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.

Different types of investment carry different levels of risk and may not be suitable for all investors. Please ensure that you read the
Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.