Latest banking news

Inflation all wrapped up

Oliver Roylance-Smith / 01 February 2012

Recent weeks have provided confirmation of the interest rate status quo from the Bank of England along with the release of the latest inflation figures from the Office for National Statistics. Combi... Read more

Inflation and interest rates - what it means for you

Oliver Roylance-Smith / 01 February 2012

In the last fortnight we have had a further vote on the base rate by the Bank of England’s Monetary Policy Committee as well as the revised inflation figures released by the Office for Nationa... Read more

Savings vs Inflation

Oliver Roylance-Smith / 29 November 2011

With so much uncertainty surrounding what will happen to inflation in the future, we review the current range of savings plans and see how their returns stack up against the rising cost of living. F... Read more

Bank of Scotland Current Accounts

Enjoy the benefits of a BOS Current Account..

There are a range of Bank of Scotland current accounts to choose from including the popular reward current account, the ultimate reward current account and the student current account.

The reward Bank of Scotland current account has a wide range of benefits, including

No charges for everyday transactions - just stay in credit.
£10 overdraft buffer. No overdraft fees or interest to pay if you go overdrawn (planned or unplanned) by £10 or less
24 hour online and telephone banking

Compare other leading current account deals in the table below:

Latest Current Account Deals

	Account	Interest (AER)	Overdraft Rate	Funding Required*	Fee pm	Features	Apply
Santander	Santander Current Account	5.00%**	0.0%	£0.00	Nil	Up to £300 Cashback when you switch your current account	More Info >
Halifax	Rewards Current Account	0.00%	Daily fees on agreed overdrafts	£0.00	Nil	£5 cashback every month you deposit £1,000.	More Info >
Lloyds TSB	Lloyds TSB Classic Current Account	Up to 3%	19.30%	£0.00	Nil	Easy switching process. Earn up to 3% AER on balances of £3,000-£5,000 with Vantage. £10 overdrafts buffer and grace period.	More Info >
Barclays	Barclays Bank Account	0.0%	19.30%	£0.00	Nil	Telephone and Online Banking - Simply, free and easy to use	More Info >
Barclays	Barclays Current Account Plus	0.0%	18.30%	£300.00	£5pm	Benefits include mobile phone insurance, cardholder protection and much more for £6.50 per month.	More Info >
Barclays	Barclays Additions Active	0.0%	18.30%	£300.00	£15	Benefits include Travel Insurance, mobile phone insurance, breakdown cover and much more for £15 per month.	More Info >
HSBC	HSBC Advance Current Account	0.0%	17.90 %	£500.00	£12.95	Could provide you with up to £500 of benefits & services a year. £6pm for first 3 months. ID theft and personal safety assistance. Text Banking. HSBC Advance Specialist 24/7 on hand.	More Info >
HSBC	HSBC Current Account	0.0%	19.90 %	£500	Nil	Overdraft, award-winning online banking, access to 4% savings account	More Info >
NatWest	Select Account	0%	19.89%	£0.00	Nil	A flexible current account for day-to-day banking. Overdraft (subject to eligibility) - extra breathing space for your finances. Over 18s only.	More Info >

*Some current accounts require customers to pay in a minimum amount each month.

**See Terms and Conditions

With Bank of Scotland current accounts, you can arrange an overdraft if you need one, and instead of paying interest, you pay daily overdraft fees, which makes it easier to manage your money.

Bank of Scotland current accounts come with a Bank of Scotland Visa debit card, which can be used everyday, everywhere, for everything as well as to withdraw up to £300 a day.