Bank Over Charge Fees

Get Your Money Back

When you open an account or take out a credit card with a bank, you are entering into a contract whereby you agree to certain terms, including:

Sticking to your overdraft limit
Making sure you have enough credit for cheques and direct debits to go through
Sticking to your credit card limit
Making minimum monthly payments on your credit card

If you fail to keep to these terms, by exceeding your overdraft or not meeting your payments, the bank is entitled to make a charge to reflect the costs of sending a letter to inform you of the error. However, the Office of Fair Trading has deemed the amount charged as being unfair.

We can put you in touch with Claims Financial, a company that specialises in reclaiming unfair bank charges, providing: