Barclays landlord insurance core coverage includes:
- Up to £100,000 cover for commercial legal expenses
- Coverage for loss or damage to both your building and contents
- £2million property owners' liability insurance as standard with an option to increase to £5m
Optional cover includes:
- Loss of rent from 1 to 5 years
- £10million employer’s liability
- Personal accident
An additional benefit of Barclays landlord insurance is access to a 24-hour legal advice helpline with an experienced underwriting and claims service.
As most insurers provide the option to choose different levels of Landlord’s insurance you should think carefully about what you want from your policy to find a level of coverage that you feel happy with. It’s also a good idea to shop around before you take out a policy to try and find the best option for your personal needs; you can use the landlord insurance comparison tables above to view some of the different features of landlords insurance from different providers.
Types of landlord insurance
Landlords Building Insurance
This is the most basic level of cover and provides insurance for the structural costs of the building as well as potential rebuilding costs.
Landlord Contents insurance
This level of cover insures the contents of the property such as; carpets, sofas, white goods and tvs if you rent out the property as furnished.
Landlord Liability Insurance
Liability insurance can help cover your legal costs if a tenant of yours decides to go into litigation with you for instance in a personal injury claim.
Loss of Rent cover
This cover may protect you from the loss of rent you may incur if an accident happens that means the property cannot be rented out for a period of time.
Landlord Emergency cover
This will cover the cost of emergency repairs following incidents that need immediate attention like a burst pipe or break-in. This type of insurance can help you get a qualified tradesman to the property in an incident 24 hours a day 365 days a year.