Barclays Personal Banking

Compare Barclays Personal Banking services


Barclays personal banking offers a wide range of financial services. One of the largest banks in the world, Barclays has been operating for more than 300 years and has more than 27 million customers worldwide. 


Latest Current Account Deals
 AccountInterest (AER)Overdraft RateFunding Required*Fee pmFeaturesApply
3% AER**£25 interest and fee free overdraft plus £10 buffer£500 per monthFree3% AER variable in-credit interest on balances up to £1,500More Info >
TSB Classic Plus Current Account

  • 3% AER on balances up to £1,500. Must pay in £500 a month, register for internet banking and paperless statements and paperless correspondence 
  • £5 cashback every month just for regularly spending with your debit card (minimum of 20 debit card payments) and £5 cashback every month just for paying two direct debits. Offer from 1st March 2017. Ends June 2018 (T&C's apply)
  • Plus if you also use an eligible TSB credit card you can earn up to £60 cashback in a year on that too. Representative 18.9% APR (variable). Subject to status. Must be 18+ and UK resident. Ends June 2018
  • £10 interest-free overdraft buffer
  • If you go overdrawn by more than £10, TSB's Grace Period means that you have until 10pm (UK Time) to pay in enough money to avoid any overdraft fees you may incur that day
  • 0% interest on planned overdraft up to £25
  • No monthly fee
  • Must be 18 or older and UK resident
  • 19.84% AER (variable) and a Monthly Overdraft Usage Fee of £6 apply to amounts of £25 and over
N/A0% for first £250No minimumFree if funding £1,000 or £10 below £1,000£100 for switching into account. £250 interest free overdraft. Free banking if paying over £1,000 per month. £100 if not satisfied after 6 monthsMore Info >

First Direct 1st Current Account

  • A current account that works together with your life
  • Switch your current account and you'll get £100
  • £250 free of overdraft interest
  • Comes with satisfaction guarantee - if you're not happy you'll get £100
  • Mobile banking on the go with app for iPhone, Android and iPad
  • Beautifully designed Internet Banking service
  • Award winning customer service from real people answering your calls, 24 hours a day, seven days a week
  • 1st Account Banking with Britain's most recommended bank (Source: GfK NOP FRS, 6 months ending May 2015.) 
  • Must be 18 or older
  • Must pay a minimum of £1,000 into the account each month to qualify for free banking and £100 offers
N/a*£8**No minimum£19*Instead of interest you receive 2% rewards on 7 types of household bills if paid by Direct Debit, plus extra benefits including free Worldwide travel insurance, UK breakdown cover and mobile phone insurance.More Info >
NatWest Reward Platinum Current Account

  • Instead of interest you receive 2% off 7 types of household bills if paid by Direct Debit
  • On average NatWest customers earn £83 in Rewards per year. Based on monthly bills of £345 excluding the monthly £19 fee.
  • Includes many lifestyle benefits such as Worldwide multi trip travel insurance, UK car breakdown cover, mobile phone insurance & tastecard membership. Account terms & conditions apply
  • Access account anytime with 24-hour UK call centres, Online Banking and Mobile Banking app

  • Must be 18 or older
  • £19 monthly fee
  • ** Unplanned Overdraft Fee £8.00 daily, charged on unarranged overdrafts greater than £10 (maximum of £72 in any charging period). Monthly maximum charge for all unarranged fees: £80

 

N/a*£8**No minimum£12*Instead of interest you receive 2% rewards on 7 types of household bills if paid by Direct Debit, plus extra benefits including free European travel insurance and mobile phone insurance. More Info >
NatWest Reward Silver Current Account

  • Instead of interest you receive 2% off 7 types of household bills if paid by Direct Debit
  • On average NatWest customers earn £83 in Rewards per year. Based on monthly bills of £345 excluding the monthly £12 fee.
  • Includes many lifestyle benefits such as European multi trip travel insurance, preferential rates on travel money, mobile phone insurance & tastecard membership. Account terms & conditions apply
  • Ticket booking service, receive 25% cashback on tickets for theatre, dance, opera, concerts and more
  • Access account anytime with 24-hour UK call centres, Online Banking and Mobile Banking app

  • Must be 18 or older
  • £12 monthly fee
  • ** Unplanned Overdraft Fee £8.00 daily, charged on unarranged overdrafts greater than £10 (maximum of £72 in any charging period). Monthly maximum charge for all unarranged fees: £80

 

N/a*£8**No minimum£2*Instead of interest you receive 2% rewards on 7 types of household bills if paid by Direct Debit. More Info >
NatWest Reward Current Account

  • Instead of interest you receive 2% off 7 types of household bills if paid by Direct Debit
  • On average NatWest customers earn £83 in Rewards per year. Based on monthly bills of £345 excluding the monthly £2 fee.
  • Access account anytime with 24-hour UK call centres, Online Banking and Mobile Banking app

  • Must be 18 or older
  • £2 monthly fee
  • ** Unplanned Overdraft Fee £8.00 daily, charged on unarranged overdrafts greater than £10 (maximum of £72 in any charging period). Monthly maximum charge for all unarranged fees: £80

 

0%No charges for going up to £25 into planned overdraft (subject to approval)N/AN/A7 day switching service available, no monthly account feeMore Info >
TSB Classic Current Account

  • No monthly fee
  • Available to new and existing customers
  • Access to features such as Money Planner and text alerts to help you manage your money
  • 7 day switching service available to move your existing account to TSB hassle free
  • Must be 18 or older
  • Must be a UK resident
N/A£8**N/AN/AEarn a minimum of 1% of your spend at participating retailers with CashBack Plus. More Info >

NatWest Select Current Account

  • No monthly fee
  • Visa Debit card
  • Earn rewards when you use your debit card at selected retailers with CashBack Plus
  • Access to emergency cash if you lose your debit card (limits apply)
  • Manage your account online or on your mobile
  • Free text alerts to help you keep track of your spending
  • Must be 18 or older
  • ** Unplanned Overdraft Fee £8.00 daily, charged on unarranged overdrafts greater than £10 (maximum of £72 in any charging period). Monthly maximum charge for all unarranged fees: £80
N/A£8**N/AN/AEarn a minimum of 1% of your spend at participating retailers with CashBack Plus. More Info >

Royal Bank of Scotland Select Current Account

  • No monthly fee
  • Visa Debit card
  • Earn rewards when you use your debit card at selected retailers with CashBack Plus 
  • Access to emergency cash if you lose your debit card (limits apply)
  • Manage your account online or on your mobile 
  • Free text alerts to help you keep track of your spending
  • Must be 18 or older
  • ** Unplanned Overdraft Fee £8.00 daily, charged on unarranged overdrafts greater than £10 (maximum of £72 in any charging period). Monthly maximum charge for all unarranged fees: £80
Barclays Personal Banking can be done online, and Barclays is committed to making it as safe and easy to use as possible, utilizing the latest online banking security features. Barclays Personal Banking also offers features such as:


  • Mobile Banking App – check your balance or transfer funds between accounts, wherever you are
  • Cloud It – store your important documents online and access them whenever you log into mobile banking
  • Fraud Monitoring – Barclays will send you a text if a purchase seems odd, and you can confirm genuine purchases via text instantly

Why choose Barclays Personal Banking?



Barclays is one of the oldest banks in the UK, boasting roots that date as far back as 1690. The bank continued to grow and thrive through a series of acquisitions over the next few centuries. Today, Barclays is a global provider of financial services, offering a variety of options in both the commercial and retail sector. The company features a wide range of deposit accounts, investments, loans, credit cards and financial planning services to reach a large and diverse customer base. The company currently offers a range of personal banking products, including:


  • Current Accounts
  • Savings Accounts
  • Investments
  • Pensions
  • ISAs
  • Mortgages
  • Loans
  • Credit Cards 

Click on the links above to learn more about Barclays Personal Banking services and apply online: