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Basic Current Accounts

Compare UK Basic Current Accounts

Compare Basic current Accounts from UK providers:

Compare Basic Current Accounts
ProviderAccount Set Up FeeFee per monthFeaturesApply
N/A£12.50No credit checks.** Prepaid MasterCard. No account opening fee. Apply Now >
Cardonebanking Current Account

  • No credit checks**
  • No account opening fee 
  • Cardonebanking Prepaid MasterCard
  • Additional card available
  • One-to-one account management advice to help you manage your spending
  • Manage your account online
  • Must be 18 or older
  • Maximum card balance £5,000
  • £12.50 monthly fee
  • Additional card charged at £5 per month
  • Other charges apply for ATMm withdrawals and overseas card usage (see terms and conditions for details)
£4.95£9.95No credit checks.** Up to 20 free payments and standing orders a month. Prepaid MasterCard.Apply Now >
CashPlus Prepaid MasterCard (Deluxe)  

  • No credit checks**
  • Make up to 20 free payments and standing orders a month
  • Prepaid Mastercard
  • Earn CashBack rewards as you spend
  • Free UK cash withdrawals 
  • Can help rebuild your credit rating (see terms and conditions for details) 
  • Must be 18 or older
  • Maximum card balance £5,000
  • £9.95 monthly fee
  • Card issue fee £4.95
  • Additional card charged at £5 per month
  • Other charges apply for overseas ATM withdrawals, rejected Direct Debit payments, and overseas card usage (see terms and conditions for details)

Compare Basic Current Accounts

Looking for a basic current account? Many banks are now offering current accounts with additional services and features - but the catch is that this type of account will cost you anything from £5 to £15 per month. If you are happy with a basic current account service, then most banks will offer you this - although bear in mind that you may have to ask them specifically for a basic current account if you don't want to be sold an account with lots of extras. Benefits might include:

  • Free online and telephone banking for ease of access
  • Many accounts offer overdraft facilities, and some providers offer interest free overdrafts up to a certain amount
  • A cash card or debit card & the option of a cheque book
  • Direct debit facilities for setting up bill payments, etc.


If you are considering switching from your existing bank to a new free current account, compare basic current accounts above.