Depending on your credit status there are different options when you are financing the purchase of a new or used car. The best car loan rates available will depend on your previous credit history.
(a) good credit history...
With a Marks & Spencer Money Car Loan you can borrow from £10,000 to £25,000 and because there is no deposit to put down, no fees to pay & the interest rate you pay is highly competitive you get a whole lot more for your money. As a cash buyer you will also be in a great position to get a great deal before the new registration.
The M&S Money Car buying plan as well as giving you these benefits allows you to defer up to 60% of your loan until the end of the agreed term - making your monthly payments much lower for the same loan amount. In summary you benefit from:
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No deposit or fees to pay
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You own the car from day one
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No restrictions on mileage or use
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Also available for motorbikes, boats and caravans
(b) bad credit history...
uCan Car Credit is the UK’s fresh new face of car finance. They provide car finance solutions for people who are struggling to get car finance or car credit with a quality car at a price they can afford. That is because they only look at their ability to make repayments in the future, not their problems of the past. Their service offers:
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7 day Exchange Promise - if you're not 100% satisfied then they will exchange it for another one
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7 days free insurance, allowing you to drive away the same day
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The car technicians who prepare their cars are all trained to AA Standards
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All vehicles go through a 120 point Pre-Delivery Inspection where all aspects of the vehicle are checked
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Any faulty items are replaced.What's more, every car is given a HPI Vehicle History Check to ensure there is no outstanding finance or record of Insurance Write-off
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for your complete peace of mind, uCan supply every car they sell with 3 months Parts and Labour Guarantee
Compare car loan quotes with our car loan calculator, or for those with less-than-perfect credit histories, get bad credit car loan quotes.