Latest Savings Commentary

Income is king

Oliver Roylance-Smith / 15 May 2012

Investing for income is always a popular investment theme, never more so than in recent months with income solutions ruling the roost over the ISA season for both the cash ISAs and investment ISAs. ... Read more

7% potential annual income, capital protected

Oliver Roylance-Smith / 10 May 2012

"The latest Fair Investment Income Deposit Plan offers capital protection plus the potential to earn 7% for each year the FTSE 100 remains between 4,500 and 7,000 points (yesterday’s clos... Read more

The savings dilemma and the rise of alternatives

Oliver Roylance-Smith / 01 May 2012

The economic landscape continues to create a real dilemma for savings and put a spotlight on the fixed rate bond. With yields on these lowering amid continued pressures on getting the most out of yo... Read more

Best Childrens Savings Accounts

Compare children's savings

To start your kids off on the right foot it is best to shop around for the best chiildren's savings accounts on the market. See below for our selection of the best children's savings accounts and investment ideas:

Child Trust Funds

Children's Investment Plans

Provider	Service	ISA Option	Minimum Investment	More Info
	Family Investments Child Trust Fund		£10.00 Per Month	More Info >
	Family Investments, the award-winning children savings specialists			More Info >

Provider	Service	Minimum Investment	More Info
	Family Investments Junior Bond	£15.00 pm	More Info >
Family Investments, the award-winning children savings specialists.
Jump Savings	Jump Children's Savings Plan	£25.00 pm	More Info >
Jump is a Child savings plan specially designed for children. It is based on Witan Investment Trust. Witan's objective is to create wealth for its investors through stockmarket investment.
	Baillie Gifford Children's Savings Plan	£30.00 pm	More Info >
A cost effective Children’s Savings Plan, providing an easy way to invest for a child's future through the stock market. The Plan gives you a choice of two ways in which you can invest, choosing from either a Designated Account or a Bare Trust account.

The best children's savings account for your child will depend on your requirements - they come in all shapes and sizes, including:

Children's Bonus Bonds from NS&I: Tax-free interest with an additional bonus if the money remains untouched for five years.
Regular Savings - Watch your child's savings grow
Individual Savings Accounts (ISAs): Open one on behalf of your child now until they can get their own at age 16
Child investments - Compare some of the latest investment opportunities for children's savings

To find out more about investing in your child's financial future, see the table for the latest deals. Compare some of the best children's savings accounts around and apply online.

Cash ISA Selection

Account	Interest Rate (AER)	Term	Apply
Investec FTSE 100 3 Year Deposit Plan	17.25%	3 Years	Apply Now >
This structured capital protected deposit plan offers a maximum return of 17.25% at maturity. Also available for Cash ISA and Cash ISA transfer.			Apply Now >
Fair Investment Income Deposit Plan	7.00%	6 Years	Apply Now >
A 6 year capital protected structured deposit plan designed to pay 7.00% annual income. Also available as a cash ISA and ISA transfer.			Apply Now >
1 Year Fixed Rate Cash ISA	3.30%	1 Year	Apply Now >
3.30% gross/AER fixed for 1 year. £1,000 minimum opening balance. Withdraw cash early if you need to (subject to loss of interest).			Apply Now >

See more Cash ISAs

*Income payments and returns are dependent on the performance of the FTSE 100 index.