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Choosing the best credit card is something only you can do. A good credit card will be one that fits your personal needs and circumstances, with features and a credit limit that will give your finances extra security and flexibility.

Companies and banks offer a range of different credit cards for many different types of customer. These can include low interest, bad-credit or balance transfer credit cards. There are also an increasingly popular range of cards tied to different groups or organisations, such as football club credit cards or student credit cards designed specifically for those at universities. 

Features to look for include:

  • Rates of interest/APR.
  • Rewards, such as points, airmiles, discounts and cashback.
  • Introductory rates on purchases or balance transfers.
  • Hidden fees and costs in the small print.
  • Credit limit.
  • Fraud protection and security.
  • Online access and features.

Card Balance
Transfers
Purchases Typical
APR
Virgin Money Credit Card MasterCard   Virgin Money Credit Card MasterCard
0%
14 months
0%
3 months
16.6% APPLY
Fantastic discount scheme that can save you money across the Virgin group and beyond
Halifax All in One MasterCard   Halifax All in One MasterCard
0%
9 months
0%
9 months
15.9% APPLY
MBNA Europe Bank BT Credit Card Visa   MBNA Europe Bank BT Credit Card Visa
0%
13 months
0%
3 months
16.9% APPLY
Earn money off your BT bill with the BT Credit Card
American Express Platinum Cashback Card   American Express Platinum Cashback Card
n/a n/a 19.9% APPLY
5% cashback for your 1st 3 months!
Post Office® Post Office Platinum MasterCard   Post Office® Post Office Platinum MasterCard
0%
12 months
0%
3 months
16.9% APPLY
0% again for 5 months on new balance transfers on your 1st and 2nd anniversary

See All Cards

Card Balance
Transfers
Purchases Typical
APR
Virgin Money Credit Card MasterCard   Virgin Money Credit Card MasterCard
0%
14 months
0%
3 months
16.6% APPLY
Fantastic discount scheme that can save you money across the Virgin group and beyond
Halifax All in One MasterCard   Halifax All in One MasterCard
0%
9 months
0%
9 months
15.9% APPLY
MBNA Europe Bank BT Credit Card Visa   MBNA Europe Bank BT Credit Card Visa
0%
13 months
0%
3 months
16.9% APPLY
Earn money off your BT bill with the BT Credit Card
Bank of Scotland All in One MasterCard   Bank of Scotland All in One MasterCard
0%
9 months
0%
9 months
15.9% APPLY
Royal Bank of Scotland RBS Current Account Holders Platinum Card M'Card   Royal Bank of Scotland RBS Current Account Holders Platinum Card M'Card
0%
15 months
0%
3 months
16.9% APPLY
for existing RBS customers only

See All 0% Balance Transfer Cards

Card Balance
Transfers
Purchases Typical
APR
Halifax All in One MasterCard   Halifax All in One MasterCard
0%
9 months
0%
9 months
15.9% APPLY
Virgin Money Credit Card MasterCard   Virgin Money Credit Card MasterCard
0%
14 months
0%
3 months
16.6% APPLY
Fantastic discount scheme that can save you money across the Virgin group and beyond
MBNA Europe Bank BT Credit Card Visa   MBNA Europe Bank BT Credit Card Visa
0%
13 months
0%
3 months
16.9% APPLY
Earn money off your BT bill with the BT Credit Card
Bank of Scotland All in One MasterCard   Bank of Scotland All in One MasterCard
0%
9 months
0%
9 months
15.9% APPLY
Post Office® Post Office Platinum MasterCard   Post Office® Post Office Platinum MasterCard
0%
12 months
0%
3 months
16.9% APPLY
0% again for 5 months on new balance transfers on your 1st and 2nd anniversary

See All 0% Purchase Cards

Card Initial
Fee
Monthly
Fee
Withdrawal
Fee (UK)
Virgin Money Virgin Prepaid Mastercard   Virgin Money Virgin Prepaid Mastercard
£9.95 £4.75 £1.50 APPLY
Add upto 4 different cardholders to your account and make the most of great discounts and offers from Virgin.
Newcastle Building Society Freedom Eagle Cash Card – Prepaid MasterCard   Newcastle Building Society Freedom Eagle Cash Card – Prepaid MasterCard
£9.99 None £1.50 APPLY
£650 maximum turnover without providing any ID. £3,000 maximum balance for verified cardholders.
My Cashplus Cashplus Prepaid Gold MasterCard   My Cashplus Cashplus Prepaid Gold MasterCard
£4.95 £4.95 £0.99 APPLY
The first UK prepaid card that could help you establish or build your credit rating at no extra cost and to offer free Purchase Protection on purchases
Newcastle Building Society The Aspinall Maestro Prepaid Card   Newcastle Building Society The Aspinall Maestro Prepaid Card
None None £2.00 APPLY
Applicants must top up a minimum of £10 when applying for this card. Receive exclusive discounts at the park and at other attractions nationwide!
Newcastle Building Society FairFX Currency Card   Newcastle Building Society FairFX Currency Card
£9.95 None £1.00 APPLY
choose between dollar and euro card options. Pay £0 application fee when your intial load is over £500!

See All Prepaid Cards


Archived. Disclaimer All credit card APRs, features, charges, benefits and other information listed by Fair Investment Company Ltd represent the most recent information available at the time of writing. Every effort is made to keep the site accurate, however we cannot guarantee that a credit card issuer has not increased or decreased one or more of the APRs or fees/charges associated with a particular card or changed its features, obligations or benefits. Please be sure to read the credit card agreement fully and carefully before making any agreement.