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The best current account mortgages can be found from a number of providers and the benefits include:
The ability to combine all your debts with all of your income in a single current account
Tax free savings on the reduced interest you pay
You can overpay and underpay without being penalised for it
You still need to pay off the loan in a specified amount of time as with a repayment mortgage or by using an ISA or separate investment to repay the capital at a later date, whichever suits you best. Current account mortgages are not really a good option for those who have little in the way of savings or non-mortgage debt.