Best Income Investment Plans in the UK

Compare Best Income Investment Plans in the UK


"If you want to invest for income focussing on UK assets only, you should have plenty of options to choose from. For those prepared to accept some risk to capital, there are a wider range of options available and this is where the higher potential rates of return can be achieved. "


Oliver Roylance-Smith , Head of Investments and Savings   

 

Investing for Fixed Income
ProviderPlan NameCounterpartyISA OptionTermAnnual IncomeMore Info
FTSE 100 Enhanced Income PlanInvestec Bank plcyes5 years

4.35%

fixed income

More Info >
  • 4.35% income pa paid regardless of the performance of the FTSE 100
  • Monthly income
  • Available for ISA, ISA transfer and direct investment 
  • Investment deadline for ISA transfers - 13 October 2017
  • Investment deadline for direct and ISA applications - 3 November 2017
  • Capital is at risk if the FTSE 100 Index has fallen by more than 40% at maturity from it's initial level, in which case your initial investment will reduce by 1% for each 1% fall
  • Minimum investment £3,000
  • An arrangement fee applies to this plan
  • Product designed to be held for the full term
Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

Compare Best Income Investment Plans in the UK

UK investment income plans involve exposure to the stock market. You can invest directly in shares or bonds, or you can choose an investment income plan. There are two main ways to invest via a plan, which are detailed below. 


Defined UK Income Returns through Structured Investments

Structured investments offer a defined return for a defined level of risk. The benefit of this type of plan is that you know at outset what has to happen for you to receive your income and the return of your capital.


UK Investment Funds

Investment funds are another way of providing a healthy yield but you should remember that the income paid is variable and your capital is also at risk. However, you can choose the frequency of any payment (from monthly to quarterly) and the income yields are often higher than those available via structured investments. The opportunity to receive monthly income is often an attractive feature for investors, although some prefer to receive their income on a quarterly or annual basis instead.You can use the tables above to compare a selection of our top income investment plans in the UK – simply click on the links to find out more and invest.

 Important Risk Information:

This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.

Different types of investment carry different levels of risk and may not be suitable for all investors. Please ensure that you read the Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.