Best ISA Rates
ISAs - tax free savings!
See the table below for some of the best ISA rates around and apply online to maximise your tax-free savings!
| Barclays Wealth Regular Income Bond |  | 7.75% pa** | |
| 5 Year Structured Income Bond with an annual yield of 7.75% or monthly at 0.63%. Can be used for ISA transfers & SIPP investment up to £500,000. |
| Investec Guaranteed FTSE 100 Income Plan | | 6.40% pa**** | |
| 5 Year Capital Protected Structured Income Bond with an annual yield of 6.40%,a quarterly yield of 1.55% or a monthly yield of 0.5%. |
| Invesco Perpetual Corporate Bond ISA | | 6.77%* | |
| This highly popular fund aims to achieve a high level of overall return with relative security to capital. Income Paid to you twice yearly. Up to 100% Discount off the Standard Initial Fund Charge. |
| Artemis Income ISA | | 5.40%* | |
| One of the leading UK Equity Income Funds. The Fund managers hunt out companies with strong free cash flow and solid balance sheets. Income is paid to you twice yearly. 100% Discount off the Standard Initial Fund Charge. |
| Jupiter Corporate Bond Fund ISA | | 5.10%* | |
| The Jupiter Corporate Bond aims to achieve a high level of income with the opportunity for capital growth, through mainly investing in fixed interest securities. Income is paid to you twice yearly. 87.5% Discount off the Standard Initial Fund Charge. |
| Invesco Perpetual High Income Fund ISA | | 4.68%*** | |
| One of the UK's most popular income fund ISAs the Invesco Perpetual High Income has delivered consistently good long term returns through a variety of market conditions. Income is paid to you twice yearly. Up to a 100% Discount off the Standard Initial Fund Charge. |
*Current Income Yields are Gross, Variable & Not Guaranteed
**Guaranteed gross income. May be taxable outside of an ISA
***Historic Yield reflects distributions declared over the past 12 months as a percentage of the mid-market price of the fund as at March 2009.
****Regular income payments, provided FTSE 100 does not halve at any time during the investment period.
Disclaimer (Please Read)
Please bear in mind that:
- Investment ISAs are designed as medium to long term investments, for example at least five years.
- The value of your investment and the level of any income received from it can fall as well as rise and is not guaranteed and you may not get back the amount of your original investment.
- The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.
- The list of funds provided above should not be seen in any way as being a recommendation. No advice has been given and you should be aware that any investment which takes place will be transacted on an “execution only” basis.
- Full details of the funds, including investment performance statistics and risk profile will be provided in the documentation/brochure sent to you and it is up to you to ensure that you fully understand the nature of investment before proceeding. If you are at all unsure of the suitability of the type of investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.
- Any income yield quoted is correct at the time of going to press. Income yields vary and are only estimates. The actual dividend income that you receive will depend upon the income payable by the underlying assets of the fund and could change, either up or down, at any time. Dividend income from an ISA will, under current legislation, be free of UK income tax. Dividend income paid from a fund not held within an ISA will be subject to income tax, which may or may not be reclaimable depending upon your circumstances and the type of investment. In some cases, there may be additional income tax to pay.
- If you choose a fund which invests overseas, there is the addition of “exchange rate” risk which could reduce any gains or increase losses if the currency moves against you.
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| Morgan Stanley FTSE Gilt-Backed Best Entry Growth Plan | | £3,000 | |
| Return is five times any rise in FTSE index at maturity, up to a maximum of 45%. |
| Barclays Defined Returns (Annual Kick-Out 100) Plan | | £3,600 | |
| The 5 year Growth Plan offers an opportunity for attractive pre-defined returns at 10% a year. |
| Barclays Defined Returns Plan | | £3,600 | |
| This capital protected plan has a choice of investment terms of 3,4,or 5 years offering a maximum return of 43%. |
| Morgan Stanley FTSE Defensive Gilt-Backed Growth Plan | | £3,000 | |
| The 3 year Growth Plan offers an opportunity for attractive pre-defined returns at 7% a year. |
| Barclays 5 Years FTSE Protected Plan | | £3,600 | |
| Return is twice any rise in FTSE index at maturity, up to a maximum of 50%. Capital protected investment plan. |
| Barclays Super Tracker - Dual Option | | £3,600 | |
| This 5 year investment plan offers can be linked to either the UK FTSE index or the US S&P index and offers the opportunity for returns of up to 100%. |
*Total 5 Year Return (Standard & Poors)
Disclaimer (Please Read)
Please bear in mind that:
- Investment ISAs are designed as medium to long term investments, for example at least five years.
- The value of your investment and the level of any income received from it can fall as well as rise and is not guaranteed and you may not get back the amount of your original investment.
- The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.
- The list of funds provided above should not be seen in any way as being a recommendation. No advice has been given and you should be aware that any investment which takes place will be transacted on an “execution only” basis.
- Full details of the funds, including investment performance statistics and risk profile will be provided in the documentation/brochure sent to you and it is up to you to ensure that you fully understand the nature of investment before proceeding. If you are at all unsure of the suitability of the type of investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.
- Any income yield quoted is correct at the time of going to press. Income yields vary and are only estimates. The actual dividend income that you receive will depend upon the income payable by the underlying assets of the fund and could change, either up or down, at any time. Dividend income from an ISA will, under current legislation, be free of UK income tax. Dividend income paid from a fund not held within an ISA will be subject to income tax, which may or may not be reclaimable depending upon your circumstances and the type of investment. In some cases, there may be additional income tax to pay.
- If you choose a fund which invests overseas, there is the addition of “exchange rate” risk which could reduce any gains or increase losses if the currency moves against you.
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| Ecclesiastical Amity Sterling Bond | | From £25 Per Month | |
| This income fund with an attractive distribution yield pays income quarterly. Amity Fund Managers actively seek companies contributing to a safer, cleaner world - positive screening - rather than relying solely on negative screening of undesirable companies. |
| Ecclesiastical Amity International Fund | | From £25 Per Month | |
| The objective of this Fund is to achieve long term capital growth with a reasonable level of income primarily through a diversified portfolio of European equities. This Fund provides the opportunity to invest in European companies with strong socially responsible policies. |
| Jupiter Ecology Fund | | From £50 Per Month | |
| The objective of the Fund is to achieve long-term capital appreciation together with a growing income consistent with a policy of protecting the environment. |
| Jupiter Environmental Income ISA | | £50 Per Month | |
| The Fund aims to provide income and long-term capital growth through investment primarily in UK equities, focusing on good governance companies. |
| Virgin Money Climate Change Fund ISA | | From £50 Per Month | |
| Invest Online - ISA Option Only. The Virgin Climate Change ISA invests in Companies (mainly in the UK & Europe) who aim to drive profit growth |
*Total 5 Year Return (Standard & Poors)
Disclaimer (Please Read)
Please bear in mind that:
- Investment ISAs are designed as medium to long term investments, for example at least five years.
- The value of your investment and the level of any income received from it can fall as well as rise and is not guaranteed and you may not get back the amount of your original investment.
- The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.
- The list of funds provided above should not be seen in any way as being a recommendation. No advice has been given and you should be aware that any investment which takes place will be transacted on an “execution only” basis.
- Full details of the funds, including investment performance statistics and risk profile will be provided in the documentation/brochure sent to you and it is up to you to ensure that you fully understand the nature of investment before proceeding. If you are at all unsure of the suitability of the type of investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.
- Any income yield quoted is correct at the time of going to press. Income yields vary and are only estimates. The actual dividend income that you receive will depend upon the income payable by the underlying assets of the fund and could change, either up or down, at any time. Dividend income from an ISA will, under current legislation, be free of UK income tax. Dividend income paid from a fund not held within an ISA will be subject to income tax, which may or may not be reclaimable depending upon your circumstances and the type of investment. In some cases, there may be additional income tax to pay.
- If you choose a fund which invests overseas, there is the addition of “exchange rate” risk which could reduce any gains or increase losses if the currency moves against you.
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| Childrens Savings | £10 per month | |
| Up to £25 FREE Boots Voucher When you set up a Direct Debit Online. |
| Invesco Perpetual Children's Fund | £20 Per Month | |
| The Invesco Perpetual Children's Fund aims to achieve longer term capital growth through a portfolio of investments in UK companies. |
| Trade Gold Online | N/A | |
| Buy gold, own, and sell professional gold bars at current gold prices - from one gram up |
Disclaimer (Please Read)
Please bear in mind that:
- Investment ISAs are designed as medium to long term investments, for example at least five years.
- The value of your investment and the level of any income received from it can fall as well as rise and is not guaranteed and you may not get back the amount of your original investment.
- The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.
- The list of funds provided above should not be seen in any way as being a recommendation. No advice has been given and you should be aware that any investment which takes place will be transacted on an “execution only” basis.
- Full details of the funds, including investment performance statistics and risk profile will be provided in the documentation/brochure sent to you and it is up to you to ensure that you fully understand the nature of investment before proceeding. If you are at all unsure of the suitability of the type of investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.
- Any income yield quoted is correct at the time of going to press. Income yields vary and are only estimates. The actual dividend income that you receive will depend upon the income payable by the underlying assets of the fund and could change, either up or down, at any time. Dividend income from an ISA will, under current legislation, be free of UK income tax. Dividend income paid from a fund not held within an ISA will be subject to income tax, which may or may not be reclaimable depending upon your circumstances and the type of investment. In some cases, there may be additional income tax to pay.
- If you choose a fund which invests overseas, there is the addition of “exchange rate” risk which could reduce any gains or increase losses if the currency moves against you.
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| Investec Guaranteed FTSE 100 Income Plan ISA | | 6.40% Gross* | |
| 5 Year Capital Protected Structured Income Bond with an annual yield of 6.40%,a quarterly yield of 1.55% or a monthly yield of 0.5%. |
| Direct Cash ISA | | up to 3.00% | |
| 2.00% for balances £1+ or 3.00% on balances over £9K |
| Barclays Minimum Returns ISA | | Up to 7.00% | |
| This 6 Year Capital Protected Plan returns a guaranteed 18% (3.00% AER), with the opportunity for a 24% bonus at maturity. The maximum return is 42% (7.00% AER) at maturity. |
| E Cash ISA | | 2.10% | |
| Download and print a PDF application to send away for your E-Cash ISA |
| HSBC eCash ISA | | 1.75% | |
| exclusively for HSBC personal banking customers |
*Regular income payments, provided FTSE 100 does not halve at any time during the investment period.
Disclaimer (Please Read)
Please bear in mind that:
- Investment ISAs are designed as medium to long term investments, for example at least five years.
- The value of your investment and the level of any income received from it can fall as well as rise and is not guaranteed and you may not get back the amount of your original investment.
- The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.
- The list of funds provided above should not be seen in any way as being a recommendation. No advice has been given and you should be aware that any investment which takes place will be transacted on an “execution only” basis.
- Full details of the funds, including investment performance statistics and risk profile will be provided in the documentation/brochure sent to you and it is up to you to ensure that you fully understand the nature of investment before proceeding. If you are at all unsure of the suitability of the type of investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.
- Any income yield quoted is correct at the time of going to press. Income yields vary and are only estimates. The actual dividend income that you receive will depend upon the income payable by the underlying assets of the fund and could change, either up or down, at any time. Dividend income from an ISA will, under current legislation, be free of UK income tax. Dividend income paid from a fund not held within an ISA will be subject to income tax, which may or may not be reclaimable depending upon your circumstances and the type of investment. In some cases, there may be additional income tax to pay.
- If you choose a fund which invests overseas, there is the addition of “exchange rate” risk which could reduce any gains or increase losses if the currency moves against you.
Hide Disclaimer
ISAs offer tax free savings so finding the best ISA rates provides an added bonus to these savings products that allow you to save a maximum allowance of £7,200 per year. There are two main types of ISA:
Before hunting down the best ISA rates available, make sure you know what you want from your ISA - if you're not sure, get some FREE ISA information brochures.
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