The best mortgages could include such advantages as the following:
- Tracker, flexible, or fixed rate of interest, depending on your needs
- A competitive interest rate if you go with a fixed rate mortgage
- 100% mortgage of the full purchase price if you do not have a deposit
- A low or non-existent fee if you pay off your mortgage before the agreed date
- Interest only mortgages are available where you only pay off the interest if you cannot afford to pay any more
The best mortgages that you will be offered to you will depend on such things as your credit rating, how much you want to borrow and how long you wish to spend paying it off.