Mortgage Commentary

Latest mortgage rate deals

James Caldwell / 23 May 2012

Mortgage rates are constantly changing and the deals available from one week to the next make finding the best mortgage rate for your circumstances not always an easy task. We have put together a se... Read more

Over £250 billion of UK Mortgages not covered by life insurance

Colm Hebblethwaite / 09 November 2011

A large number of people in the UK have taken out a mortgage in order to get their feet firmly on the property ladder, but a new study has shown that a substantial amount of these people do not have... Read more

104% increase in buy to let mortgage deals over the last three years

Colm Hebblethwaite / 27 October 2011

New statistics released by Defaqto have revealed that the amount of buy to let mortgage deals on the market has risen by 104% since 2008. In October 2008, there were 237 buy to let mortgage pr... Read more

Birmingham Midshires Buy to Let Mortgages

Get a better deal!

Birmingham Midshires offer a range of buy to let and residential mortgages for existing customers. They do not offer buy to let mortgage policies to new customers, although they do suggest you visit one of their lists of independent financial advisors. So, if you already have an existing account with Birmingham Midshires and you are looking to update your policy, switch to a new deal or take out another buy to let mortgage on another property in your portfolio, you could qualify for a mortgage with them.

Birmingham Midshires BTL mortgage features:

Up to £2 million loan advance
Interest calculated - Daily
A maximum loan to value of 75%
Maximum age 75 at end of mortgage
Minimum annual income of £25,000.

For quotes and advice on buy to let mortgage deals use our service (see link above) or for a selection of market leading BTL mortgage deals see below:

Buy to Let Mortgage Deal Selection - Call Direct

Initial Rate	Provider	Term	Type	APR*	LTV
4.39%		2 Years	Tracker Buy-to-Let	4.80%	75%	More Info >
4.39%	£1,999 product fee. Call 0800 1582934 to speak to a NatWest mortgage specialist.					More Info >
4.39%		2 Years	Tracker Buy-to-Let	4.80%	75%	More Info >
4.39%	£1,999 product fee. Call 0800 068 7624 to speak to an RBS mortgage specialist.					More Info >
4.89%		2 Years	Fixed Rate Buy-to-Let	4.90%	75%	More Info >
4.89%	£1,999 Product fee. Call 0800 1582934 to speak to a NatWest mortgage specialist.					More Info >
4.89%		2 Years	Fixed Rate Buy-to-Let	4.90%	75%	More Info >
4.89%	Buy-to-let. £1,999 product fee. Call 0800 068 7624 to speak to an RBS mortgage specialist.					More Info >

*APR = Overall Cost for Comparison

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker

Remember to read the mortgage offer terms carefully before you make your final decision. Although an initial offer may seem attractive, you could be surprised by the exclusions and the terms and conditions.