Birmingham Midshires Instant Access Savings Accounts

If you are going to be saving regularly or irregularly but still want to be able to get access to your money at any time without incurring a charge, than you need an instant access savings account. Birmingham Midshires instant access savings accounts are one option in a competitive market of banks and building societies who are offering consumers the chance to protect their money while not locking it away, and still earn a competitive rate of interest.


If you are looking for other deals to compare with Birmingham Midshires instant access savings accounts, then you ncan use our simple and quick to use product comparison tables below. 

Instant Access Savings Accounts Deals
ProviderAccountInterest Rate (AER)TermApply
1.00%Instant AccessMore Info >
  • Earn 1.00% AER Gross.
  • No penalties, fees or notice periods
  • Free unlimited payments and withdrawals
  • Deposit from £100
  • Interest paid monthly or annually
  • 7 day support
  • Covered by the French Depositor Compensation Scheme
  • Apply in minutes
  • Must be UK resident and aged 18 or older
0.75%Easy AccessMore Info >
  • 0.75% AER on balances up to £1 million
  • Reassurance – the variable interest rate is guaranteed to be at least 0.50% above Base Rate until 31 December 2017 
  • Save from £1000 - £1million
  • Monthly interest
  • Manage your account online
  • Unlimited withdrawals
  • Must be UK resident and aged 18 or over
  • New customers only
5.00%Current Account
Instant Access
More Info >
5.00%Current Account
Instant Access
More Info >
1.50%Current Account
Instant Access
More Info >

Gross is the interest you will receive before tax is deducted.

AER stands for the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

Short Term Fixed Rate Bonds (0-2 years)
ProviderAccountInterest RateTermApply
1.00%Instant AccessApply Now >
  • Earn 1.00% AER Gross.
  • No penalties, fees or notice periods
  • Free unlimited payments and withdrawals
  • Deposit from £100
  • Interest paid monthly or annually
  • 7 day support
  • Covered by the French Depositor Compensation Scheme
  • Apply in minutes
  • Must be UK resident and aged 18 or older

Like the one offered by Birmingham Midshires, many instant access savings accounts will allow you to manage your money in a variety of different ways. While high street banking is still important to many people, there is an increasing popularity for online or telephone banking.


Another thing to be aware of when comparing Birmingham Midshires instant access savings accounts with other deals, is that the interest you get will either be paid yearly or monthly. This could have an effect on the interest you earn, so make sure you find out exactly what you are getting when taking out an account.


To help you decide if Birmingham Midshires instant access savings accounts are right for you, use our product comparison tables above to take a quick look at the competition.