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Bradford and Bingley fixed rate bonds offer a variety of options, depending on how you want to save. From January 2010 Bradford & Bingley fixed rate bonds have been re-branded as Santander fixed rate bonds.
Gross is the interest you will receive before tax is deducted.
AER stands for the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
As you cannot access your money again until the bond term ends with this bond it is really worth shopping around to compare your options to try and make sure you are getting the best deal.
at end of term
These are structured deposit plans and are capital protected. There is a risk that the company backing the plans or any company associated with the plans may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the
Financial Services Compensation Scheme (FSCS) , depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plans are not held for the full term.
If you are at all unsure of the suitability of these types of investments, both in respect of their objectives and risk profiles, you should seek independent financial advice.
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