Structured investment products could be right for you if:
- You don't mind locking your money away for a number of years
- You want protection for some or all of your original capital
- You want to invest in an ISA
- You're looking for regular income payments or growth
- You're willing to take a higher risk for potentially higher returns than cash deposits
Structured investment products might be unsuitable for you if:
- You might want instant access to your capital
- You want complete protection for your investment
- You're looking for a guaranteed return on your investment
- You don’t feel comfortable with an investment where the returns are linked to an index of shares
When choosing a structured investment product provider, consider the stability of the provider and its counterparty (the investment bank that supplies the derivative). The higher the credit rating, the less risk there will be to your investment.
Use our free online comparison service to learn more and see if Britannia International structured investment products could be right for you.
The safety of your original capital depends on the ability of the counterparty (the institution providing the underlying assets, rather than the product provider) to repay your investment at the end of the term. You can assess the strength of a counterparty, and therefore the relative risk to your investment, by comparing their credit rating score, from AAA to D, using a credit rating agency such as Standard & Poor's (www.standardandpoors.com) or Fitch (www.fitchratings.com).