Britannia ISAs
Britannia ISAs
Britannia ISAs provide an excellent way of building up tax free savings. They provide a selection of ISA offers depending on your preference and requirements, including:
- Fixed Rate Cash ISA – Open an account with £3,600 at a fixed rate, transfer previous year’s balances from other accounts, make withdrawals (180 day loss of interest on the amount withdrawn).
- Instant Access Cash ISA – Invest up to £3,600 each tax year, no penalties for withdrawals, no account charges, no tax on investment or interest.
- Regular Saver Cash ISA – Choose to save an agreed amount of between £20 - £250 by direct debit every month, make 12 consecutive equal monthly payments and no more than one withdrawal during the year.
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Investment ISAs are designed as medium to long term investments, for example at least five years.
The value of your investment and the level of any income received from it can fall as well as rise and is not guaranteed and you may not get back the amount of your original investment.
The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.
If you choose an index-tracking trust which invests overseas, exchange rate variations may cause the value of your investment to increase or decrease.
If you unsure what Investment ISA plan is right for you speak to an independent investment adviser.