If you are running your own building firm, it is vital that you cover your back with a good builders public liability insurance policy. Public Liability Insurance (PL) covers you for any damages that a member of the public may be awarded as a result of injury or damage to them or their property caused by your business. It also covers legal fees and other expenses to do with defending any claim.
There are insurance policies designed especially to meet the needs of tradesman, protecting you, your business and members of the public affected by your business.
Cover can include:
- Cost of any damages awarded to members of the public, employees and sub-contractors
- Damage/theft of tools
- Loss or damage to contract works and materials
- Loss or damage to your own plant and equipment
- Loss or damage to hired in plant
- Personal accident cover
You can also tailor your policy for added peace of mind, with extras such as cover for theft by an employee.
See the table below and click on the links to get public liability insurance for your business: