Buildings insurance polices insure that a person and their family is protected from having to pay the full cost of having to pay for repairing damage that occurs to the physical structure and permanent fixtures of their home.
Individual buildings and contents insurance policies will of course differ, but most buildings insurance will cover:
- Damage caused by fire
- Storm, lighting or flood related damage
- Vandalism or forced entry
- Burst pipes
Contents insurance provides cover for the loss or damage of the possessions contained within a home. The basic definition of contents, as opposed to buildings, insurance is that a person’s contents are all the things that they would take with them when they moved.
Buildings and Contents Insurance
Getting a combined buildings and contents insurance policy can be a great way of saving money while still insuring an adequate level of protection. Option extras such as legal cover and accidental damage insurance may also be available. The best way to ensure you get the deal you want is to look at a wide range of house insurance quotes.