Compare Buildings and Contents Insurance

Buildings and contents insurance are two distinct parts of a combined house insurance policy. Whether it works out as a better deal to purchase each policy separately, or to combine them, will depend on the house insurance quote given by different companies. This is one of the reasons why it can be a good idea to shop around for a variety of home insurance and contents insurance quotes before making a decision.


Buildings and contents insurance will provide you with complete cover with regards to the actual building you live in and the possessions that you keep inside. The table below will give you an idea of the deals durrently on offer:

Compare Building and Contents Insurance Quotes
Provided via:Total Number of InsurersContents InsuranceBuilding InsuranceLandlord & Tenant InsuranceGet Quotes
70+YesYesYesGet Quotes >
Latest Contents Insurance Provider Deals
ProviderBuildings Max Std CoverContents Max Std CoverFeatures:Get Quotes
Rebuild Cost£50,000

40% no claim discount if you have been claim free for five years or more

Smaller discounts apply if you have been claim free for between one and four years. Discount doesn’t apply to home emergency or legal cover options. Minimum premiums apply.

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£1 million£100,000

Over 50s Home Cover - Buildings and contents insurance from £141 a year – 51% of customers who paid annually and took out a new policy between May and July 2015 paid this or even less

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£1,000,000£150,000

Great value 'Defaqto' 5 Star rated cover. £1 million cover if you need to rebuild your home, choose up to £150,000 for your contents cover, 24-hour UK emergency helpline, 12-month guarantee on repairs

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Unlimited£100,000

Up to 20% Online Introductory discount for new customers.

(See terms and conditions)

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UnlimitedUnlimited*

Get a quote today and you could save 15% when you buy online. (Discount includes introductory and web discount, first year premium only. Minimum Premiums apply)

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VariesVaries

Get quotes from over 65 home insurance brands in minutes, 25% of customers save up to £127.23, compare up to 30 policy features at once

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*There is no total sum insured, but other limits apply including single article and total valuables limits.

** Up to 50% offer includes introductory 25% discount applied to annual home insurance premium and not to additional extras. £30 gift card applies when purchasing new combined cover.

***99% of people who had a buildings and contents quote during May 2012 received a discount of at least 15%.

♦ Not available to customers renewing their existing cover

 ****Discount applies when you buy buildings and contents together. 30% combined and 20% online discount deducted consecutively. Excludes optional covers. Minimum premiums apply. New customers only.

Buildings cover   


Buildings insurance polices insure that a person and their family is protected from having to pay the full cost of having to pay for repairing damage that occurs to the physical structure and permanent fixtures of their home.


Individual buildings and contents insurance policies will of course differ, but most buildings insurance will cover:

  • Damage caused by fire
  • Storm, lighting or flood related damage
  • Vandalism or forced entry
  • Subsidence
  • Burst pipes

 

Contents cover


Contents insurance provides cover for the loss or damage of the possessions contained within a home. The basic definition of contents, as opposed to buildings, insurance is that a person’s contents are all the things that they would take with them when they moved.


 

Buildings and Contents Insurance


Getting a combined buildings and contents insurance policy can be a great way of saving money while still insuring an adequate level of protection. Option extras such as legal cover and accidental damage insurance may also be available. The best way to ensure you get the deal you want is to look at a wide range of house insurance quotes.