Business Mortgages Deposit

Latest Deal - NatWest 2 Year FIXED »

Call FREE - 0800 158 2934 

1.57%Reverts to 3.75% after 2 years
  • 2 Year Fixed - 60% LTV Deal
  • Call FREE - 0800 158 2934

Overall Cost for Comparison 3.60% APRC. This is the cost of the mortgage over the full term. Early redemption charges may apply.

Get business mortgage quotes...

The larger your business mortgage deposit, the lower your monthly repayments. Most business lenders may expect a minimum business mortgage deposit of 25% and if you are unable to meet this requirement, you may not be able to take out a business mortgage until you have saved more or demonstrated a potentially profitable business plan.

You may want to consider taking out a business mortgage with our partners at B2B Mortgage Brokers. This will ensure that you receive:


  • Access to whole UK business mortgage market
  • Bespoke quotes – Risk is assessed in business mortgage applications on merit of the individuals’ business proposal and the business’s financial history
  • No Broker fees – you can save money and time because B2B Mortgage brokers will find the best lender for you with no additional fees
  • Lenders from the relevant business sector to ensure that you are given a lender who understands the nature of your business, to get the most out of your mortgage

Click on the link to get the best deals and advice on business mortgages and deposits.


If you are confident that you can afford a business mortgage deposit of 25%, it is worth considering the advantages and disadvantages in taking out a business mortgage loan to buy a property for your business:



  • Your monthly payments are likely to equal the cost of renting a business property
  • You may be permitted to sub-let free space which may reduce your monthly payments
  • Interest is tax deductable on business properties
  • Your property may increase in market value throughout the duration of your term
  • In a fixed rate interest deal your monthly repayments will stay the same, allowing you control over financial management



  • A large deposit (of around 25%) may be required by most lenders in order to satisfy their financial requirements
  • If you want to relocate your business, this may be a long and expensive process and renting may be a better option if you think you may want to move
  • If you choose the variable rate (or tracker) business mortgage, your monthly payments will fluctuate in line with the Bank of England base rate
  • You have to cover the costs of maintenance, such as decoration, security, fittings and fixtures

Click on the link to speak to our partners at B2B Mortgage Broker for deals and advice on business mortgages and deposits.


The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker