Buy to Let 5 Year Fixed Mortgages

There are many buy to let mortgages with a fixed rate deals - 5 year fixed terms may be harder to come by so you should shop around to find the best mortgage deals for you. Here are a few tips to think about when you are considering your buy to let property:

  • Choosing a flexible mortgage deal that works around your personal needs.
  • Thinking about what monthly payments you can afford.
  • Thinking about hidden costs like agency fees and legal costs.


Extra costs may also include maintenance to property, furnishings, and contents insurance.

See latest buy to let mortgage fixed rate deals below:

Buy to Let Mortgage Deal Selection - Call Direct
Initial RateProviderTermTypeAPR*LTV 
4.39%
2 YearsTracker Buy-to-Let4.80%75%More Info >
£1,999 product fee.
Call 0800 1582934 to speak to a NatWest mortgage specialist.
4.39%
2 YearsTracker Buy-to-Let4.80%75%More Info >
£1,999 product fee.
Call 0800 068 7624
to speak to an RBS mortgage specialist.
4.89%
2 YearsFixed Rate Buy-to-Let4.90%75%More Info >
£1,999 Product fee.
Call 0800 1582934 to speak to a NatWest mortgage specialist.
4.89%
2 YearsFixed Rate Buy-to-Let4.90%75%More Info >
Buy-to-let. £1,999 product fee.
Call 0800 068 7624 to speak to an RBS mortgage specialist.
*APR = Overall Cost for Comparison

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker 

Generally speaking, most fixed mortgages last for around 2-5 years, which make for a popular choice among those who are looking to use their property for rental purposes. If you are considering making a future investment in a buy to let property, there are a number of things that you should consider. These include:

  • The location- you should do your homework and figure out where the popular rental properties are all based.
  • If, for example, you are looking to rent to a group of students who do not drive, then a garage is not a requirement.
  • Choosing a property with a garage would just add extra money onto the value of the property.
  • Think about how much maintenance the property will need. Older houses will usually require more work than newer ones.
  • Think about how much you can afford to spend on a property.
  • Think about the target group of tenants you are looking for (e.g. students, couples, families etc.)


If you have thought about these things before you begin looking at different mortgage quotes, you will be much better equipped to find a great mortgage deal for your rental properties.