Buy to Let 85% Loan to Value Mortgage

Latest Deal - NatWest 2 Year Fixed BUY TO LET Rate »

Call FREE - 0800 056 8572 

1.95%Reverts to 4.25% after 2 years
  • 2 Year Fixed - 60% LTV
  • Call FREE - 0800 056 8572


Overall Cost for Comparison 4.20% APRC. This is the cost of the mortgage over the full term. Early redemption charges may apply.

Compare 85% LTV Buy To Let Mortgage Deals

In the current financial situation, many mortgage lenders are asking for larger deposits on buy to let properties. This is because banks are still finding it risky to lend large sums of money, with less equity or collateral. Getting a 85% LTV mortgage may be challenging as many lenders have reduced loan to values - typically 75% to 80% maximum LTVs. Use our specialist buy to let service to see what is currently available.
Buy to Let Mortgage Deal Selection

Provider

Type

Initial Interest Rate

Initial Term

Max LTV*Product Fee 
Fixed
Buy-to-Let

1.95%

Reverts to 4.25%

2

Years

60%

YesMore Info >
  • Call 0800 096 7962 to speak to an RBS mortgage specialist.
Fixed
Buy-to-Let

1.99%

Reverts to 4.74%

2

Years

60%

YesMore Info >
Fixed
Buy-to-Let

2.14%

Reverts to 4.74%

2

Years

75%

YesMore Info >
  • Available to all customers
  • Call 0330 333 3893 to speak to us about this deal
  • Product fee £995
Tracker
Buy-to-Let

2.40%

Reverts to 4.25%

2

Years

70%

YesMore Info >
  • Call 0800 158 2934 to speak to a NatWest mortgage specialist
Fixed
Buy-to-Let

2.73%

Reverts to 4.25%

2 Years

75%

YesMore Info >
  • Call 0800 158 2934 to speak to a NatWest mortgage specialist
Fixed
Buy-to-Let

2.84%

Reverts to 4.74%

5

Years

60%

YesMore Info >
Lifetime Tracker Special
Buy-to-Let

3.24%

Life of the mortgage

75%

YesMore Info >
  • Call the HSBC Mortgage Team 0800 077 4336
  • Product fee of £1,999
  • Maximum Mortgage £500,000
Fixed
Buy-to-Let

3.69%

Reverts to 4.74%

7

Years

75%

NoMore Info >
Fixed
Buy to Let

3.89%

Reverts to 5.10%

2

Years

75%

YesMore Info >
  • Available to all customers
  • Product fee of £999
Fixed
Buy to Let

4.79%

Reverts to 5.10%

2

Years

80%

YesMore Info >
  • Available to all customers
  • Product fee of £999
Fixed
Buy to Let

4.99%

Reverts to 5.10%

5

Years

80%

YesMore Info >
  • Available to all customers
  • Product fee of £999

*APR = Overall Cost for Comparison

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above buy to let mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage broker or call on 0117 332 6063

Independent Buy to Let Mortgage Quotes & Advice Service
Mortgage ServiceIndependent Mortgage AdviceMortgage Quotes Tailored to youFast Track ServiceMortgage Protection ReviewGet Quotes
yesyesyesyesMore Info >
  • Call 0117 332 6063
  • Independent buy to let mortgage advice
  • Experienced administration support
  • Fast Track buy to let mortgage Service

Compare 85% LTV BTL mortgages

Some banks have began to offer mortgage with higher loan to values up to 85% again. Use our specialist buy to let service for latest deals.

If you are looking to buy a property for rental purposes, you may want to think about a number of factors, such as:

  • The location of your property; you may want to look at which parts of the area are popular with those looking to rent.
  • Which type of tenant are you looking to attract? (E.g. students, families, professionals.)
  • The condition of the property; will you have to spend a lot of time and money of maintenance?


There are many buy to let at 85% loan to value mortgage deals around that could be right for you. It helps to compare a number of different mortgage deals so that you can make a fully prepared decision.

Purchasing a buy to let property is becoming an increasingly popular and lucrative investment. Some reasons for this include:

  • Growth of UK population, the high cost of home purchase and more students.
  • It is a long term investment.
  • Interest rates are currently low.


A loan to value (LTV) mortgage is a percentage that indicates the size of the loan that you will be given in relation to your property’s value. An LTV mortgage also takes into consideration the deposit you have paid.

The size of your loan will generally depend on how much you put down in your initial deposit or the amount of equity tied up in your property.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker