Buy To Tet Landlord Insurance

Compare landlord insurance

If you’re currently a landlord or you are thinking of purchasing a buy to let property you may be wondering if you need a special buy to let policy and what is available to you. While it is currently not a legal requirement to take out landlord insurance many lenders require landlords who have a buy to let mortgage with them to take out a landlord insurance policy. You can see a selection of landlord insurance policies by using the comparison tables below.

Landlord Insurance Deals
ProviderRental ProtectionMulti Property QuotesPublic and Property Liability CoverSpecial FeaturesGet Quotes
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YesyesStandard Cover Up to £2m Price Beat Guarantee New Customers Only. Cover on an equivalent basis to ours. Qualifying Criteria Apply. Underwritten by U K Insurance Limited.Get Quotes >
YesyesGet QuotesCompare the best prices and policies for landlords. Quick quotes with all risks and multi properties covered by our UK insurance providers.Get Quotes >
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YesyesCover Up to £2mWe cater for all types of Landlords Building Insurance. Multi-Quote's available, buy online now.Get Quotes >
YesyesGet QuotesGet quotes instantly and find the cover you need at a price that suits you. Immediate cover available. Arranged by Arthur J. Gallagher Insurance Brokers Limited who source products from a panel of insurers, ensuring you get the right cover at a competitive price.Get Quotes >

*New customers only. Minimum premiums apply. Proof of alternative quote may be required. Based on the same level of cover.

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Buy to let landlord insurance

The market for landlord insurance has a diverse range of products available so it’s important to carefully compare the market to see which might make the best choice for you, each may have different features and a range of optional extras so you should consider if you have any specific requirements, for instance if you are worried about flooding you may want to check and find a policy that provides cover for floods.


What insurance is available to you may also be dictated by certain variables such as whether you are a residential landlord or you let out commercial properties such as retail stores, it could also be affected by the build type of the property.

 

Different policies and optional extras for landlord insurance you may find available include:

 

Landlord Buildings cover

This is usually the most basic type of landlord insurance an insurer may have available, if you have a buy to let mortgage it might also be the most minimal level of insurance a lender will require you to have.  Buildings cover provides cover for the buildings structure and if the property is destroyed by an insured event it may pay the costs required to clear the land and rebuild.

Landlord contents cover

 If you let a property furnished this will provide cover for accidental damage caused to the items of furniture and furnishings you provided.

 

Landlord liability insurance

If a tenant or a visitor to the property is insured and you are held as responsible this type of insurance may provide you with cover for compensation costs

 

Employers Liability insurance

Similar to standard landlord’s liability cover, but will cover you for claims made by people you may have employed to work on a premises like a handyman.

 

Rent guarantee insurance

This might be able to cover you against a loss of rental income caused by an insured reason.

 

Alternative housing cover

If an insured event occurs which leaves the premises uninhabitable; this insurance may cover the cost of rehousing your tenants for a period of time.

 

Landlord emergency cover

If an emergency occurs to your property such as a a burst pipe or gas leak you will need to get an approved tradesman to the property as soon as you can to make the property safe and minimise damage, this type of policy can help you do so.

 

 

There are a range of landlord insurance policies available, if you want to find out more you could look at the above comparison table above to see a selection of different buy to let landlord insurance plans.