Mortgage Commentary

Latest mortgage rate deals

James Caldwell / 23 May 2012

Mortgage rates are constantly changing and the deals available from one week to the next make finding the best mortgage rate for your circumstances not always an easy task. We have put together a se... Read more

Over £250 billion of UK Mortgages not covered by life insurance

Colm Hebblethwaite / 09 November 2011

A large number of people in the UK have taken out a mortgage in order to get their feet firmly on the property ladder, but a new study has shown that a substantial amount of these people do not have... Read more

104% increase in buy to let mortgage deals over the last three years

Colm Hebblethwaite / 27 October 2011

New statistics released by Defaqto have revealed that the amount of buy to let mortgage deals on the market has risen by 104% since 2008. In October 2008, there were 237 buy to let mortgage pr... Read more

Buy to Let Mortgage Advice

Buy to let mortgage deals are changing all the time. Since 2008 the buy to let market criteria for borrowing by lenders has become more stringent, so much so that using the services of a specialist broker can save you time and possibly money as well. Interest rates, and the amount you can borrow vary, so get mortgage advice from a specialist advisor to make sure you find the best deal.

See our table for a selection of current buy to let mortgage deals.

Buy to Let Mortgage Deal Selection - Call Direct

Initial Rate	Provider	Term	Type	APR*	LTV
4.39%		2 Years	Tracker Buy-to-Let	4.80%	75%	More Info >
4.39%	£1,999 product fee. Call 0800 1582934 to speak to a NatWest mortgage specialist.					More Info >
4.39%		2 Years	Tracker Buy-to-Let	4.80%	75%	More Info >
4.39%	£1,999 product fee. Call 0800 068 7624 to speak to an RBS mortgage specialist.					More Info >
4.89%		2 Years	Fixed Rate Buy-to-Let	4.90%	75%	More Info >
4.89%	£1,999 Product fee. Call 0800 1582934 to speak to a NatWest mortgage specialist.					More Info >
4.89%		2 Years	Fixed Rate Buy-to-Let	4.90%	75%	More Info >
4.89%	Buy-to-let. £1,999 product fee. Call 0800 068 7624 to speak to an RBS mortgage specialist.					More Info >

*APR = Overall Cost for Comparison

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker

Buy To Let Mortgage Advice

Our Buy to Let Mortgage Service can help you find the ideal Buy to Let mortgage – so all you have to do is find the right tenants. Using a buy to let mortgage broker ensures you are provided a selection of the best fixed and tracker buy to let mortgage products available in the market.

A good buy to let mortgage advisory service will provide you with:

A choice as to how you want to borrow. You can borrow in your own name or as a group of up to four private individuals.
A choice of how to let your Buy to Let property from a range of acceptable options. You’re not restricted to just an Assured Shorthold Tenancy.
Buy to let Mortgages from £5,000 to £10m (subject to product availability).
Advice on repayment methods: A choice of repayments on an interest-only, and/or capital repayment basis.
Advice on transferring your Buy to Let mortgage rate to another Buy to Let property.

You will need to earn a minimum income to apply for a Buy to Let mortgage. The amount of income required will depend on the lender. A good buy to let mortgage adviser will know what deals will suit yoiur circumstances.

Get Buy to Let Mortgage Advice »