Buy to Let Mortgage for the Self Employed

Latest Deal - NatWest 2 Year Fixed BUY TO LET » NatWest Mortgages

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1.89%Reverts to 4.25% after 2 years


Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term. Early redemption charges may apply.

Compare Self Employed Buy To Let Mortgage Deals

If you are self employed and you intend to take out a buy to let mortgage loan, you must be able to demonstrate a steady income. As well as being self employed, it is important to prove you have a good credit history. Use the free mortgage tables below to compare a wide range of the latest buy to let mortgages:

Buy to Let Mortgages - 2 Year Fixed Rate Selection

Provider

Type

Initial Interest Rate

Initial Term

Max LTV*Product Fee 
Fixed
Buy-to-Let

1.89%

Reverts to 4.25%

2

Years

60%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.30% APRC. This is the cost of the mortgage over the full term.

Representative Example:


A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.


The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).


In this example the overall cost for comparison is 3.7% APRC representative.


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Buy to Let Mortgage Deal - Featured Deals

Provider

Type

Initial Interest Rate

Initial Term

Max LTV*Product Fee 
Tracker
Buy-to-Let

1.88%

Reverts to 4.25%

2

Years

60%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.40% APRC. This is the cost of the mortgage over the full term.

Representative Example:


A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.


The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).


In this example the overall cost for comparison is 3.7% APRC representative.


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
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Best Buy To Let Mortgage Offers

While it is important that you demonstrate a steady income, your mortgage lender will usually arrange a buy to let mortgage loan for you if the rental income alone will cover your future mortgage repayments. However, this is an inherently risky practice for mortgage lenders (especially in the current economic climate), so it is very important than ever to prove that you have the finances to repay your mortgage if problems occur with your rental income.


It is advisable to set your rental income at around 130% of your monthly mortgage payments. This will provide reassurance to your mortgage lender that you will be able to make your monthly mortgage payments.

If you are in doubt which deal is right for you please use our buy to let mortgage quote and advice service.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker