Most people who required a buy to let property in the name of a limited company do so for tax reasons and consequently there a number of lenders who will consider a application on this basis. As a limited company, a buy to let mortgage on a property will often mean that capital gains tax can be avoided entirely, although any profits will be subject to corporation tax.
It is often the case that the lender may charge a higher interest rate for products of this nature. Likewise a very small number of lenders will consider applications from offshore companies.
It is also possible to set up special purpose vehicle limited companies (SPVs) to invest in buy to let properties.
Getting a good deal on a buy to let mortgage using a limited company is a specialized area and we work with the Buy to Let Mortgage Business who provide:
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Expert knowledge and a first class service
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A service for first-time investors, experienced full-time landlords or people somewhere in between
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